Product Manager Wealth Solution

Standard Chartered; Karachi Division; On-site; PKR 1,500,000 - 3,000,000; Full time

Benefits offered by this job

Competitive salary

Retirement savings

Medical & life insurance

Flexible working options

Wellbeing platform (Unmind)

Job summary

Standard Chartered in Karachi seeks a Wealth Management product leader to drive end-to-end WM and Bancassurance strategy across channels with a strong focus on regulatory compliance and stakeholder collaboration.

Lead development, lifecycle management and frontline enablement to deepen customer holdings, enhance revenues, and strengthen the WM value proposition in a dynamic market.

Qualifications

• Experience in Wealth Management product development and lifecycle management.
• Ability to position WM/Bancassurance products across multiple channels.
• Proven stakeholder collaboration with product and segment managers.

Responsibilities

• Develop and execute WM business plan across channels.
• Understand customer needs to position WM and Bancassurance offerings.
• Lead initiatives to increase product holdings and revenues.
• Identify product needs with stakeholders and develop offerings.
• Oversee Bancassurance product lifecycle including launch and updates.
• Ensure regulatory alignment and compliance with Group policies.
• Train front-line staff on product features and benefits.

Skills

Wealth Management

Product Knowledge

Business Planning

Stakeholder Management

Regulatory Awareness

Performance Monitoring

Sales Enablement

Communication & Presentation

Job description

Job Summary

This role will be responsible for driving the end-to-end Wealth Management (WM) and Bancassurance product agenda, including business planning, product development, lifecycle management, and frontline enablement. The incumbent will ensure an appropriate business structure is in place to support WM growth across all channels, with a strong focus on regulatory compliance and stakeholder collaboration. The role will also lead the design and execution of initiatives to deepen customer product holdings, enhance revenues, and strengthen the bank’s WM value proposition in a dynamic market and regulatory environment.

Key Responsibilities

• Develop and execute the Wealth Management business plan across all channels, ensuring the right business structure is in place to drive growth.
• Maintain a thorough understanding of business dynamics and customer needs to effectively position multiple WM and Bancassurance products and services.
• Plan and deliver initiatives and propositions in line with changing business and regulatory dynamics to increase product holdings and improve revenues.
• Identify product needs across customer segments with GeneralManagers, product managers and segment managers, and develop appropriate product and service offerings.
• Oversee the end-to-end lifecycle of Bancassurance products, including design, launch, review and enhancement, ensuring alignment with business objectives.
• Manage partnerships with insurance providers and ensure adherence to local regulatory requirements and Group policies for all Bancassurance offerings.
• Ensure front-end and sales staff are adequately trained on product features, benefits and competitive positioning, supported by robust sales and training materials.
• Promote product awareness and support a strong Wealth Management culture among existing and prospective clients.
• Monitor financial performance and key metrics to ensure delivery against planned activities and targets.
• Ensure all product documentation, processes and collateral are complete, accurate and kept up to date.

Skills and Experience

• Wealth Management & Product Knowledge
• Business Planning & Execution
• Stakeholder & Cross-Functional Management
• Regulatory & Market Awareness
• Performance Monitoring & Reporting
• Sales Enablement & Training
• Customer-Centric Proposition Design
• Communication & Presentation Skills

About Standard Chartered

We’re an international bank, nimble enough to act, big enough for impact. For more than 170 years, we’ve worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you’re looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can’t wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you’ll see how we value difference and advocate inclusion.

Together we:

Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do

Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well

Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What we offer

• In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.
• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.