Manager Balance Sheet Management

Standard Chartered; Karachi Division; On-site; PKR 1,800,000 - 3,200,000; Full time

Benefits offered by this job

Flexible working

Wellbeing support

Learning & development

Retirement savings

Job summary

Standard Chartered is seeking an experienced Risk Management professional to support ALCO and senior management with operational risk controls, reporting, and regulatory compliance.

You will contribute to stress testing, Basel III implementation, and control enhancements while coordinating with various departments to ensure accurate regulatory reporting and risk mitigation.

Qualifications

• 3+ years in risk management including capital & liquidity risks, recovery and resolution planning.
• Knowledge of Capital, Liquidity & Funding, IRRBB risks & indicators.
• Good communication and stakeholder management.

Responsibilities

• Understand FTP mechanism and assist in its implementation.
• Report unit's operational risk issues and losses.
• Perform quarterly stress testing.
• Ensure Basel III compliance for capital & liquidity.
• Prepare monthly and quarterly contractual, behavioural and repricing gaps.
• Maintain records for KCSA activities.
• Identify and report weaknesses in standard controls.

Skills

Risk Management

Capital & Liquidity

IRRBB

Communication

Stakeholder Mgmt

Education

Bachelor's degree

CA/ACCA/FRM

Job description

Job Summary

Responisble for reportings to the senior management & Assets & Liabilities Committee (ALCO) and assisting in developing and updating of procedures, controls and monitoring plans for Operational Risk Management.

Key Responsibilities

• Understanding the fund transfer pricing (FTP) mechanism and assisting in its effective implementatio
• Reporting unit’s operational risk (OR) issues and losses
• Perform quarterly stress testing
• Ensure effective implementation of BASEL III guidelines related to Capital & Liquidity
• Preparation of monthly and quarterly contractual, behavioural and repricing Gaps
• Maintaining proper record keeping on all Key control sampling assessment (KCSA) activities
• Identifying and reporting all weaknesses inherent in the standard controls
• Act as OR coordinator for the section
• Maintaining proper record keeping on all KCSA related activities
• Keep track of any changes or happenings in the macro environment which may be useful points of discussion in ALCO meetings
• Perform Daily balance sheet and trial balance review and response
• Ensure accuracy of data by coordinating with other departments for regulatory and group reporting
• Monitoring Limits and reporting any exceptions/breaches to senior management & ALCO
• Adherence to annual limit review and approvals of documents that require periodic review
• Ensure timely preparation and submission of regulatory reporting
• Ensure that policies and procedures related to liquidity risk are being effectively implemented
• Support the Financial Controller and Chief Financial Officer with Recovery and Resolution Planning
• Identifying and reporting all exceptions on non compliance with standard controls
• Identifying and reporting all weaknesses inherent in the standard controls

Skills And Experience

• Preferred minimum 03 years of experience within the risk management domain including exposure to capital & liquidity risks, recovery and resolution planning.
• Knowledge of Capital, Liquidity & Funding, IRRBB Risks & economic indicators
• Communication skills
• Stakeholder management
• Recovery & Resolution Planning

Qualifications

• Minimum education bachelors. Preference will be given to CA/ACCA, FRM

About Standard Chartered

We're an international bank, nimble enough to act, big enough for impact. For more than 170 years, we've worked to make a positive difference for our clients, communities, and each other. We question the status quo, love a challenge and enjoy finding new opportunities to grow and do better than before. If you're looking for a career with purpose and you want to work for a bank making a difference, we want to hear from you. You can count on us to celebrate your unique talents and we can't wait to see the talents you can bring us.

Our purpose, to drive commerce and prosperity through our unique diversity, together with our brand promise, to be here for good are achieved by how we each live our valued behaviours. When you work with us, you'll see how we value difference and advocate inclusion.

Together We

• Do the right thing and are assertive, challenge one another, and live with integrity, while putting the client at the heart of what we do
• Never settle, continuously striving to improve and innovate, keeping things simple and learning from doing well, and not so well
• Are better together, we can be ourselves, be inclusive, see more good in others, and work collectively to build for the long term

What We Offer

In line with our Fair Pay Charter, we offer a competitive salary and benefits to support your mental, physical, financial and social wellbeing.

• Core bank funding for retirement savings, medical and life insurance, with flexible and voluntary benefits available in some locations.
• Time-off including annual leave, parental/maternity (20 weeks), sabbatical (12 months maximum) and volunteering leave (3 days), along with minimum global standards for annual and public holiday, which is combined to 30 days minimum.
• Flexible working options based around home and office locations, with flexible working patterns.
• Proactive wellbeing support through Unmind, a market-leading digital wellbeing platform, development courses for resilience and other human skills, global Employee Assistance Programme, sick leave, mental health first-aiders and all sorts of self-help toolkits
• A continuous learning culture to support your growth, with opportunities to reskill and upskill and access to physical, virtual and digital learning.
• Being part of an inclusive and values driven organisation, one that embraces and celebrates our unique diversity, across our teams, business functions and geographies - everyone feels respected and can realise their full potential.