Head of Agri Program Lending & Policy

Recruit AI; Karachi Division; On-site; PKR 3,500,000 - 7,000,000; Full time

Job summary

National Bank of Pakistan invites applications for the position of Unit Head- Agri Program Lending (AVP/VP) based in Karachi, reporting to Wing Head - Policy & Portfolio Monitoring - Retail & Program Lending. The role focuses on formulating and monitoring agriculture credit policies and farm/non-farm programs.

The ideal candidate will have 6+ years in banking with 4+ years in agri policy or credit risk, strong knowledge of SBP regulations, and proficiency in MS Office.

Qualifications

• Minimum graduation or equivalent from a recognized university/college/institute.
• Masters degree and/or relevant certification(s) preferred.

Responsibilities

• Formulate, review and upkeep Agriculture Credit Policy and farm/non-farm product programs.
• Set target market, risk acceptance criteria, per acre limits, tenors and collateral norms; monitor EWIs and risks in agriculture portfolio.
• Develop and maintain portfolio risk appetite parameters and dashboards for senior management oversight.
• Ensure credit policies and processes stay effective for quality credit decisions.
• Coordinate stakeholder feedback into product programs and document policy changes with audit trails.

Skills

Agriculture policy

Credit risk assessment

Policy monitoring

SBP regulations

MS Office

Portfolio management

Education

Bachelor's degree

Masters preferred

Tools

MS Office

Job description

National Bank of Pakistan invites applications for the position of Unit Head- Agri Program Lending (AVP/VP) based in Karachi, reporting to Wing Head - Policy & Portfolio Monitoring - Retail & Program Lending. The role focuses on formulating and monitoring agriculture credit policies and farm/non-farm programs.

The ideal candidate will have 6+ years in banking with 4+ years in agri policy or credit risk, strong knowledge of SBP regulations, and proficiency in MS Office.