Finance Associate

AIO App Inc; Islamabad; On-site; PKR 1,200,000 - 2,000,000; Full time

Job summary

AIO App Inc in Islamabad is seeking a Finance Associate to support payment processing, reconciliations and core accounting for our SaaS startup, ensuring accuracy and compliance in daily operations.

You will record journal entries, reconcile statements, manage payables/receivables, assist invoicing and monthly/annual reporting. Proficiency in Excel/Google Sheets and ERP tools like QuickBooks or NetSuite is essential. Onsite work, 10 am–6 pm PKT.

Qualifications

• 1–3 years of experience in finance, accounting, or payment operations.
• Bachelor’s degree in Finance, Accounting, or related field; CPA/CA/CMA a plus.
• Strong knowledge of payment processing (credit cards) and accounting fundamentals.
• Proficiency in Excel/Google Sheets and familiarity with ERP tools like QuickBooks or NetSuite.

Responsibilities

• Manage and streamline payment processing workflows and reconciliations.
• Record journal entries, reconcile statements, and maintain ledgers.
• Assist invoicing, collections, and monthly/annual financial reporting.
• Track transaction volumes and provide insights on costs and cash flow.

Skills

Payment processing

Accounting fundamentals

Excel/Google Sheets

Analytical thinking

Communication skills

Education

Bachelor's degree in Finance or Accounting

Tools

QuickBooks

NetSuite

ERP tools

Job description

Job Timings: 10 am - 6 pm PKT (Onsite)

About the Role

As a Finance Associate, you will play a key role in managing and streamlining the financial operations of our SaaS startup. A major focus of this role will be handling payment processing and ensuring the smooth flow of transactions, including credit card networks (Visa, MasterCard, etc.). You will also support core accounting and finance functions, ensuring accuracy, compliance, and efficiency in financial operations.

Payment Processing & Reconciliation

• Manage and monitor payment processing workflows (credit card, Visa, MasterCard, and other gateways).
• Reconcile payment settlements, chargebacks, and transaction discrepancies.
• Ensure timely resolution of payment-related issues with providers and banks.

Financial Operations & Accounting

• Record journal entries, reconcile bank and payment processor statements, and maintain accurate ledgers.
• Manage accounts payable/receivable and assist in timely invoicing and collections.
• Support preparation of monthly and annual financial reports.

Financial Analysis & Reporting

• Track and report transaction volumes, fees, and trends.
• Provide insights on payment costs, cash flow, and revenue optimization.

Compliance & Process Improvement

• Ensure compliance with financial policies and payment regulations.
• Collaborate with auditors, accountants, and payment providers.
• Recommend improvements for accuracy, efficiency, and fraud prevention.

What are we looking for?

• 1–3 years of experience in finance, accounting, or payment operations.
• Bachelor’s degree in Finance, Accounting, or related field. (CPA/CA/CMA a plus).
• Strong knowledge of payment processing (credit cards, Visa, MasterCard, etc.) along with accounting fundamentals.
• Proficiency in Excel/Google Sheets and familiarity with accounting/ERP tools (QuickBooks, NetSuite, or equivalent).
• Strong analytical and problem-solving skills with attention to detail.
• Ability to manage multiple priorities in a fast-paced environment.
• Excellent communication and collaboration skills.

Preferred (Not Mandatory):

• Prior experience in SaaS, tech startups, or the hospitality/restaurant tech sector.
• Knowledge of US GAAP and experience with US-based entities.
• Exposure to fundraising, investor reporting, or financial modeling.

Why Join AIO?

Our mission is to revolutionize the US restaurant industry by providing a comprehensive and fully integrated solution that empowers restaurant owners to efficiently manage all aspects of their business. Our platform combines our patented AI technology with unparalleled customer support to help owners increase revenue, reduce costs, and improve their overall profit margins.

We believe that restaurants should be able to focus on delivering exceptional dining experiences to their customers, without the added stress of managing complex and disparate systems. That's why we offer an All-In-One super app platform for all their needs, from front-of-the-house operations like ordering, payment, marketing and rewards, to back-of-the-house management like inventory, staff, and financials.

We are laser focused on becoming a significant player in the $55 billion restaurant tech SaaS market. You will be a part of a world class, up-and-coming Silicon Valley funded startup.