Credit Initiation Manager (Conventional & Islamic)

Mobilink Microfinance Bank Ltd

Islamabad

On-site

PKR 1,800,000 - 2,800,000

Full time

13 days ago

Application generator

Don’t send a generic resume — generate a resume and cover letter tailored to this exact role.

Get past ATS filters

Job summary

Mobilink Microfinance Bank Ltd is seeking an Assisstant Manager Credit Initiation Unit to evaluate and approve credit and Islamic financing proposals within delegated authority. You will ensure compliance with SBP rules, manage risk, and coordinate with multiple functions to drive automation and efficiency.

The role requires strong analytical skills, knowledge of Shariah governance, and proficiency in credit processing systems and MS Office.

Qualifications

Bachelor’s degree in Business Administration/Banking & Finance/Agriculture/Economics/Accounts.
2–4 years of experience in credit assessment, credit approval, risk management, or banking operations.
Strong knowledge of SBP Prudential Regulations, credit policies, AML/CFT requirements and collateral management.
Understanding of Islamic finance products, Shariah governance requirements and financing documentation.
Proficiency in credit processing systems, workflow automation, UAT and MS Office.

Responsibilities

Evaluate and approve or recommend conventional and Islamic credit/financing proposals within delegated authority.
Ensure compliance with SBP Prudential Regulations, internal credit policies and regulatory guidelines.
Coordinate with Business, Product, Operations, Risk, Compliance and Shariah functions to implement financing programs.
Define covenants, collateral requirements and risk mitigants for credit exposures.
Identify and drive process automation, workflow improvements and faster turnaround times.