Credit Analyst I/II - Farm Lending & Financial Analysis

alabamaagcredit; Sargodha Division; On-site; PKR 15,257,000 - 23,578,000; Full time

Job summary

Alabama Ag Credit is seeking a Credit Analyst I/II to assist relationship managers in analyzing mortgage and commercial loans. You will review balance sheets, income statements, cash flow, and tax returns to assess risk and support loan decisions.

The role requires 2–5 years of credit analysis experience and a solid understanding of accounting principles. Travel may be required; closing date: Until Filled.

Qualifications

• Bachelor's degree in accounting, finance, business administration, economics, or related field; or commensurate experience.
• 2–5 years' credit analysis experience with understanding of accounting principles and credit administration.

Responsibilities

• Assists relationship managers in analysis and servicing of mortgage and commercial loans.
• Analyzes financial statements, cash flow, and collateral to form informed loan opinions.
• Communicates lending policies and ensures proper risk ratings and status assignments.

Skills

Credit analysis

Financial analysis

Lending policies

Education

Bachelor's degree

Tools

Accounting software

Job description

Alabama Ag Credit is seeking a Credit Analyst I/II to assist relationship managers in analyzing mortgage and commercial loans. You will review balance sheets, income statements, cash flow, and tax returns to assess risk and support loan decisions.

The role requires 2–5 years of credit analysis experience and a solid understanding of accounting principles. Travel may be required; closing date: Until Filled.