Credit Administrator

Samba Bank Limited; Karachi Division; On-site; PKR 558,000 - 781,200; Full time

Job summary

A leading bank in Pakistan is seeking a candidate with over 4 years of experience to manage banking documentation and compliance tasks. Responsibilities include preparing collateral documents, reviewing executed documents, and coordinating with legal counsel. Applicants should possess a degree from a recognized university and have a general understanding of banking products. Female and differently-abled candidates are encouraged to apply.

Qualifications

• 4+ years of relevant experience.
• Basic understanding of loan documentation and Islamic financing.
• Knowledge of all finance products and facilities.

Responsibilities

• Prepare security/collateral documents as per approved terms and conditions.
• Review executed documents for accuracy and resolve deficiencies.
• Register hypothecation and mortgage with SECP.
• Implement limits in the core banking system as per credit approval.
• Coordinate with legal counsel for property mortgage opinions.
• Maintain follow-up with relevant business and exceptions reporting.
• Scan loan & security documents for records.

Skills

General understanding of banking products

Communication and report writing skills

Knowledge of Microsoft Office

Education

Graduation from HEC recognized University

Job description

Minimum Education: Graduation from HEC recognized University

• 4+ years of relevant experience
• General understanding of banking products & basic terminologies
• Basic understanding of loan documentation / Islamic documentation
• Knowledge & understanding of all finance products and facilities i.e Conventional and Islamic
• Good communication and report writing skills.
• Good knowledge of Microsoft Office.

Key Responsibilities:

• Prepare security / collateral documents as per approved terms & conditions
• Review of executed documents for accuracy and identify deficiencies to the concern business units for resolution and maintain follow-ups.
• Registration of hypothecation charge (initial & supplemental) with SECP.
• Registration of mortgage/token mortgage with SECP and various land authorities.
• Limit implementation (input) in core banking system as per credit approval terms
• Coordination with in house/external legal counsel to obtain opinion on properties to be mortgage with the bank.
• Clean up monitoring and recording
• Maintain follow up with relevant business and reporting exceptions
• Scanning of loan & security documents, credit approvals etc
• Lodgment of security /collateral documents in vault and maintenance of in/out register.
• Internal reporting to banks management.
• Compiling MIS related to Corporate Loans

Applicants must clearly mention the title of the position in the e-mail subject line.

We are an equal opportunity employer. Female candidates and differently-abled candidates are encouraged to apply.

Samba Bank reserves the right to accept or decline any application.