Manager ECIB

Raqami Islamic Digital Bank; Karachi Division, Lahore; On-site; PKR 500,000 - 900,000; Full time

Job summary

Raqami Islamic Digital Bank is seeking an experienced Manager ECIB to lead the ECIB reporting function and ensure accurate, timely submissions to SBP. The role requires strong regulatory knowledge and coordination with multiple internal teams to maintain data governance and risk controls.

The ideal candidate has at least five years of banking experience in regulatory reporting or related functions and will serve as the subject matter expert on ECIB matters, driving improvements and coordinating

Qualifications

• Bachelor’s degree required from an educationally accredited institution.
• Minimum 5 years of banking experience with regulatory reporting, compliance or related functions.
• Strong knowledge of SBP regulations and credit reporting standards.

Responsibilities

• Lead the design, implementation, and improvement of ECIB reporting framework.
• Ensure SBP ECIB reporting compliance and timely submissions.
• Establish controls for accuracy, completeness and timeliness of credit data reporting.
• Act as liaison with SBP, regulators and external auditors on ECIB matters.
• Oversee data validation, reconciliation, and governance to maintain data integrity.
• Collaborate with Credit, Compliance, Operations, Risk Management, and Tech teams to strengthen reporting processes.
• Monitor regulatory developments and assess impact on reporting obligations.
• Drive process and system enhancements for reporting efficiency and compliance.
• Support audits with reports, documentation and regulatory responses.
• Identify and mitigate regulatory, operational and data quality risks.

Skills

ECIB reporting

Regulatory compliance

Data governance

Risk management

Audit coordination

Data validation

Credit data management

Reporting analytics

Banking operations

Education

Bachelor’s degree (HEC recognized)

Tools

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Job description

Job Title: Manager ECIB

Department: Operations

Job Overview

We are seeking an experienced and detail-oriented professional to lead and oversee the Bank’s Electronic Credit Information Bureau (ECIB) reporting function. This critical role is responsible for ensuring the accuracy, completeness, and timely submission of credit information to the State Bank of Pakistan (SBP), while maintaining the highest standards of regulatory compliance, data governance, and risk management. The successful candidate will serve as the Bank’s subject matter expert for ECIB-related matters and play a key role in safeguarding regulatory compliance and stakeholder confidence.

Key Responsibilities

• Lead the design, implementation, and continuous enhancement of the Bank’s ECIB reporting framework.
• Ensure full compliance with SBP regulations and reporting requirements related to ECIB submissions.
• Establish and maintain robust controls to ensure the accuracy, completeness, and timeliness of credit data reporting.
• Act as the primary liaison with SBP, regulatory bodies, and external auditors on ECIB-related matters.
• Oversee data validation, reconciliation, and governance processes to maintain the integrity of credit information.
• Collaborate with Credit, Compliance, Operations, Risk Management, and Technology teams to strengthen reporting processes and controls.
• Monitor regulatory developments and proactively assess their impact on the Bank’s reporting obligations.
• Drive process improvements and system enhancements to improve reporting efficiency and compliance.
• Support internal and external audits by preparing reports, documentation, and regulatory responses.
• Identify and mitigate regulatory, operational, and data quality risks associated with ECIB reporting.

Experience Required

• Minimum 5 years of banking experience, preferably in regulatory reporting, credit operations, credit administration, compliance, or a related banking function.
• Strong understanding of SBP regulations, credit reporting standards, and banking operations is highly desirable.

Educational Background Required

• Bachelor’s degree from an HEC-recognized institution.
• Additional certifications or qualifications in Banking, Finance, Risk Management, Compliance, or Data Governance will be considered an advantage.

Skills & Competencies

• ECIB reporting and regulatory compliance
• Credit data management and validation
• Regulatory reporting frameworks
• Risk management and internal controls
• Data governance and quality assurance
• Audit management and regulatory coordination
• Banking operations and credit processes
• Reporting and analytical skills

Raqami is committed to building a diverse, equitable, and inclusive workplace. We welcome applications from qualified candidates of all backgrounds and are dedicated to providing equal employment opportunities for all.