Branch Manager

Khanewal; Gujranwala Division; On-site; PKR 2,400,000 - 4,200,000; Full time

Job summary

MMBL Mobilink Microfinance Bank Limited in Pakistan seeks a Branch Manager to lead the branch toward financial and service objectives with strong operational and administrative governance.

The role emphasizes loan and deposit growth, cash management, and effective risk controls, while fostering staff development and customer-centric banking aligned with SBP standards.

Qualifications

• Bachelor’s degree in Marketing or Commerce from a reputable institution.
• MBA preferable, subject to approval.
• Minimum 5 years of relevant work experience.

Responsibilities

• Lead the branch team to achieve financial and service-level objectives.
• Plan and manage branch functions with a focus on loan and deposit acquisition.
• Develop a balance between loans and deposits to achieve branch self-funding status.
• Take overall responsibility for the branch as a revenue center.
• Ensure efficient expense management and maintain appropriate cost controls.
• Act as a credit officer and facilitate loan approvals.
• Oversee all operational and administrative functions of the branch.
• Ensure timely opening of the branch and resumption of services according to schedule.
• Establish smooth procedures for branch opening and closing.
• Manage cash requirements to maintain optimum cash availability.
• Arrange training and development opportunities for branch staff.
• Build the professional and leadership capabilities of the team.
• Conduct regular self-assessments and ensure branch readiness for audits.
• Maintain bank system integrity and accurate financial reconciliation.

Skills

Leadership

Strategic planning

Team management

Credit analysis

Budgeting

Education

Bachelor's degree in Marketing or Commerce

MBA

Job description

## Branch ManagerFull Job Details#### Job Description** Department:** Business Banking ** Grade:** AVP ** Positions:** 1## Education* Bachelor’s degree in **Marketing or Commerce** from a reputable institution.* **MBA will be preferable**, subject to approval.## Experience* Minimum **5 years of relevant work experience**.## Job DescriptionThe Branch Manager will be responsible for leading the branch to achieve financial and service objectives while ensuring efficient operational and administrative management.### Key Responsibilities* Lead the branch team to achieve financial and service-level objectives.* Plan and manage branch functions with a focus on **loan and deposit acquisition** within the assigned budget.* Develop a balance between loans and deposits to achieve branch self-funding status.* Take overall responsibility for the branch as a revenue center.* Ensure efficient expense management and maintain appropriate cost controls.* Act as a credit officer and facilitate loan approvals.* Oversee all operational and administrative functions of the branch.* Ensure timely opening of the branch and resumption of services according to the prescribed schedule.* Establish smooth procedures for branch opening and closing.* Ensure effective deployment of resources and conduct regular capacity planning.* Manage collection and recovery activities to keep delinquencies and losses within defined targets.* Ensure financial and functional transactions are executed efficiently while maintaining process integrity.* Plan and manage branch cash requirements to maintain optimum cash availability.* Arrange training and development opportunities for branch staff.* Build the professional and leadership capabilities of the team.* Conduct regular self-assessments and ensure branch readiness for internal, external and SBP audits.* Maintain the bank’s reputation by ensuring system integrity and accurate financial reconciliation.## About MMBLMobilink Microfinance Bank Limited (MMBL) provides banking services across Pakistan through a combination of traditional microfinance and digital banking solutions. The bank offers services including savings, MSME loans, housing loans, remittances, utility bill and loan installment collections, mobile wallets, insurance, G2P, B2B and B2P payments.MMBL focuses on financial inclusion, digital innovation, teamwork, entrepreneurship and customer-centric banking services.