Underwriting Specialist

Manulife Financial; Makati; On-site; PHP 1,200,000 - 1,800,000; Full time

Job summary

Manulife Financial in the Philippines is seeking an experienced Underwriter for New Business and Underwriting. The role covers underwriting, company representation, project management, audits, and market research within a hybrid work environment.

The candidate should have 5–10 years in underwriting, strong leadership, collaboration skills, and proficiency in MS Office. Certification such as LOMA/AALU/FALU is a plus. Join our global team to support growth and compliance.

Qualifications

• Bachelor's degree in sociology, medical science, nursing or equivalent.
• 5–10 years of underwriting experience.
• ≥90% agreement rating from self-audit reviews.
• Strong leadership with team supervision experience.
• Ability to collaborate across functions and departments.
• Maintain efficiency and confidentiality of information.
• LOMA/AALU/FALU certification is an advantage.
• Proficient in MS Office applications.

Responsibilities

• Underwriting: ensure cases are properly documented and premium is adequate.
• Represent the company in seminars and regulatory interactions; address complaints promptly.
• Assist in ePOS, AUW, WMT and other projects.
• Self-audit and documentation: maintain standards and conduct periodic audits.
• Relationship supervision & market research: manage agents and conduct industry surveys.
• Agent and client management: communicate underwriting practices and build relationships.

Skills

Leadership

Collaboration

Decision-making

Confidentiality

Teamwork

MS Office

Education

Bachelor's degree in Social Science/Sociology or related field

Bachelor's degree in Medical Science/Nursing or equivalent

Tools

MS Office: Word, Excel & PowerPoint

Job description

New Business and Underwriting assesses all the risks the applicants for insurance represent. The impact of the whole risk on mortality and morbidity should be properly assessed. These risks include medical impairments, financial, avocational, occupational, geographical, political risk, and insurable interest.

Position Responsibilities

• Underwriting: Ensure cases are paid with sufficient premium and all documents are properly documented. Responsible for the integrity of the underwriting approval of all applications within underwriting authority limits. Performs a variety of routine and complex administrative areas related to Underwriting.
• Company Representation: Actively participate in seminars and other activities on behalf of the company in various associations (PLIA, MIB, HOLUAP). Demonstrate working knowledge of business practices in relation to existing regulatory requirements. Show care and concern and to acknowledge the complaint promptly from customers and external distributors, medical consultant and service providers.
• Project Management: Assist in ePOS, AUW and WMT and other projects
• Self-Audit & Documentations: Meets all file documentation standards, complies with underwriting and authority level standards. Conducts periodic underwriting audit for every underwriter & review of cases with each underwriter upon completion of each audit session.
• Relationship Supervision & Market Research: Responsible for several agents and is the secondary point of contact for Sales personnel. Gathers/conducts industry surveys for underwriting updates.
• Agent and Client Management: Communicates with distributors to help understand underwriting practices and decisions which help build solid beneficial relationships. Observes the service standards committed by the department in handling related tasks

Required Qualifications

• Graduate of Bachelor's Degree in either Social Science/Sociology, Medical Science, Nursing or its equivalent
• 5 - 10 years underwriting experience
• Achieving at least 90% agreement rating from a self-audit case review at the end of that period
• Strong Leadership Skills with experience in supervising a team
• Strength of character to provide recommendations or communicate issues and has good decision-making skills
• Ability to effectively collaborate with the team and other departments
• Maintain efficiency, reduce errors or reworks, observe confidentiality of information
• Work with team to achieve corporate goals and objectives
• LOMA, AALU, FALU certification/exam is an advantage
• Proficient in using MS Office: Microsoft Word, Microsoft Excel & Powerpoint

When you join our team

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

關於宏利和恒康

宏利金融公司是一家業界領先的國際金融服務商，致力於幫助人們實現「輕鬆投資理財，樂享豐盛人生」。若要進一步了解我們，請瀏覽 https://www.manulifeim.com/institutional/tw/en。

宏利是平等機會僱主

在宏利／恒康，我們擁抱多元。我們致力於吸引、培養及挽留和所服務客戶同樣多元的員工，並從而營造包容的工作環境，接納文化和個體差異。我們矢志維持公平的招聘、挽留、晉升及薪酬制度，我們管理的所有實踐及項目不會因種族、血統、原籍地、膚色、族裔、國籍、宗教或宗教信仰、信仰、性別（包括懷孕及其相關情況）、性取向、遺傳特徵、退伍軍人身份、性別認同、性別表達、年齡、婚姻狀況、家庭狀況、殘疾或受適用法律保護的任何其他因素而區別對待。

我們的首要任務是消除障礙，為員工提供平等就業機會。人力資源部代表將盡力為應徵過程中提出要求的申請人提供合理協助。申請人要求提供協助所分享的信息將會按照適用法律及宏利／恒康政策儲存及使用。應徵過程中如需協助，請聯絡 [e-mail]。

Working Arrangement

混合式