Underwriting Analyst 3

Manulife; Makati; Vor Ort; PHP 420.000 - 660.000; Vollzeit

Zusammenfassung

Manulife group in Makati, Philippines is seeking an Underwriting Analyst 3 to provide equitable and sound underwriting decisions on all applications within turnaround times. The role protects the company against uninsurable risk while supporting growth and financial goals.

You will check document completeness, classify risks, order examinations, document notes in the CAS system, and liaise with AML and Chief Underwriter on complex cases.

Qualifikationen

• Bachelor's degree in Social Science/Sociology/Medical Science/Nursing or equivalent.
• Life insurance underwriting experience.
• Leadership and team supervision abilities.
• Ability to collaborate across departments.

Aufgaben

• Check for completion of documents submitted.
• Sort and match requirements for underwriting.
• Classify occupation, assess risk factors (build, history, financial, residential/geographical, medical).
• Order risk assessments (Medical Exam, APS, blood test).
• Document information in CAS underwriting notes.
• Conduct AML checks and liaise with AML Officer or Chief Underwriter on positive results.
• Discuss complex cases with senior underwriter or medical consultant.
• Underwrite medical and complex cases within approval authority; escalate as needed.
• Provide loading for sub-standard cases and generate rated proposals.
• Update NB Tracking System and inform distributors via Inotify.
• Prepare declined/postponed letters with refunds if applicable.
• Report impairments to MIB.
• Handle inquiries, perform alpha search, consolidate risks, and notify agents by email.
• Ensure all pending cases are properly filed daily.

Jobbeschreibung

This Underwriting Analyst 3 is accountable for equitable and sound underwriting decision of all applications submitted paid and unpaid) within turn around time. The underwriter protects the company against uninsurable risk. This helps the company in meeting its growth and overall financial goal.

Position Responsibilities

• Check for completion of documents submitted
• Sort and match requirements for underwriting
• Classify occupation, assess the build, family history, financial, residential/geographical risk, and medical information.
• Order requirements to assess risk, i.e. Medical Examination, APS, blood test
• Document the above information in CAS underwriting notes.
• Conduct AML checks and when result is positive to liaise with NB’s AML Officer or Chief Underwriter
• Discuss complex cases with more senior underwriter or medical consultant
• Underwrite medical and complex cases, including ECI and HIB within the approval authority
• Underwrite medical and complex cases, including ECI and HIB referred by more junior underwriters
• Underwrite medical and complex cases, including ECI and HIB, beyond the approval authority with the proposed underwriting decision to be approved by the Team Leader or underwriter with higher authority limit or the Chief Underwriter
• Possess basic knowledge of all insurance plans, riders, policy provisions and company policies.
• For sub-standard cases, provide the loading and generate rated proposal and letter. Update NB Tracking System and inform distributors on the underwriting decision through Inotify mail.
• Prepare declined, postponed/deferred letter to include the refund check, if applicable
• Report impairments to the Medical Information Bureau (MIB)
• Handling of inquiry cases. Check completeness of submitted documents, conduct alpha search and consolidate total risks, Assess cases and forward notice requirement to agents thru email. When payment is made for cases with final decision, information will be encoded in CAS (NB Admin) and case will be issued.
• Ensure all pending cases are properly filed on daily basis.

Required Qualifications

• Graduate of Bachelor's Degree in either Social Science/Sociology, Medical Science, Nursing or its equivalent
• Has relevant Underwriting experience from Life Insurance Industry
• Strong Leadership Skills with experience in supervising a team
• Strength of character to provide recommendations or communicate issues
• Ability to effectively collaborate with the team and other departments
• Preferably with LOMA, AALU, FALU certifications

When you join our team:

• We’ll empower you to learn and grow the career you want.
• We’ll recognize and support you in a flexible environment where well-being and inclusion are more than just words.
• As part of our global team, we’ll support you in shaping the future you want to see.

マニュライフとジョン・ハンコックについて

マニュライフ・ファイナンシャル・コーポレーションは、「あなたの未来に、わかりやすさを」を提供する、国際的な大手金融サービスプロバイダーです。当社について詳しくは、 https://www.manulife.co.jp/をご覧ください。

マニュライフは機会均等を是とする雇用主です

マニュライフ/ジョン・ハンコックでは、多様性を受け入れます。私たちは、サービス提供先であるお客さまと同様に、多様な人材を引きつけ、育成し、定着させ、文化や個人の力を受け入れる包括的な職場環境を促進するよう努めています。当社は公正な採用、定着、昇進、報酬に努めています。当社のすべての慣行およびプログラムは、人種、祖先、出身地、肌の色、民族的出自、市民権、宗教または宗教的信念、信条、性別（妊娠および妊娠関連の状態を含む）、性的指向、遺伝的特徴、退役軍人としての地位、性自認、性に関する表明、年齢、婚姻状況、家族状況、障害、または適用法で保護されるその他の要因に対する一切の差別を行うことなく管理されます。

雇用への平等なアクセスを提供するために、障壁を取り除くことが当社の優先事項です。人事担当者は、応募者が応募プロセス中に合理的配慮を要求する場合に協力します。配慮要求のプロセス中に共有されるすべての情報は、適用される法律およびマニュライフ/ジョン・ハンコックのポリシーに準拠した方法で保存および使用されます。申請プロセスにおいて合理的配慮を要求するには、[e-mail]までご連絡をお願いします。

Working Arrangement

ハイブリッド勤務