Underwriter

Hammerjack Pty Ltd; Philippines; On-site; PHP 540,000 - 720,000; Full time

Benefits offered by this job

HMO coverage

Value Awards

Internal promotions

Vacation leaves

Sick leaves

Birthday leave

Job summary

Acquire Intelligence in the Philippines is seeking an underwriting professional to process loan applications, verify documents, and assess credit risk. You will liaise with customers by phone and email, and coordinate with the onshore team for information related to applications.

You will also update customer records, analyze financial statements and credit reports, and ensure compliance with policies. Join a collaborative team focused on accuracy and risk-aware decision making.

Qualifications

• Strong verbal and written communication skills.
• Experience with loan underwriting and credit analysis.
• Knowledge of lending regulations and policies.

Responsibilities

• Process loan applications and determine eligibility.
• Liaise with customers by phone and email regarding status.
• Update account information and maintain customer records.
• Prepare underwriting reports and recommendations for approval or denial.
• Ensure compliance with lending regulations and internal policies.
• Maintain loan files and documentation throughout underwriting.

Skills

Communication skills

Credit analysis

Underwriting

Job description

We're an award-winning global outsourcer providing contact center and back office services on behalf of our global clients. Come work at a place where innovation and teamwork come together to support the most exciting missions in the world!

At Acquire Intelligence, our mission is to help business work smarter.

We bring together the best people, efficient processes, and automation to help companies grow faster and operate with confidence.

Our purpose is to simplify how businesses work, improve performance, and lead meaningful change across the globe.

If you're passionate about making a real impact through innovation and collaboration, Acquire Intelligence is the place to grow your career.

WHY JOIN THE A-TEAM Come for a career, stay for the fun!

Here's What's Waiting For You

• HMO coverage for you and your family
• Epic Yearly Kick-Off Parties with major giveaways (including a car in 2023!)
• Recognition through our Value Awards — we celebrate your wins
• Real career growth with internal promotions
• Meaningful work with talented and supportive teams

Your Future Matters

• 900 internal promotions every year
• 2,700+ leadership training courses

Extra Rewards Along The Way

• 14th Month Pay for employees who complete 5 years with us
• Generous referral incentives of up to ₱42,000 depending on the role

Enjoy Work-life Balance

• 12 Vacation Leaves*
• 12 Sick Leaves*
• 1 Birthday Leave*

A SNAPSHOT OF YOUR ROLE

• Processing customer loan application forms and documents to determine eligibility.
• Liaise with customers by phone and email regarding the status of their application and for additional information required.
• Liaise with the onshore team for information and documents related to the loan application.
• Understanding all the business products.
• Updating account information and maintaining customer records.
• Demonstrate strong verbal and written communication skills.
• Analyze and verify loan applications, financial statements, credit reports, and other supporting documentation to assess creditworthiness and risk.
• Evaluate applicant's financial capacity, collateral, and repayment ability in accordance with established underwriting guidelines and policies.
• Identify and mitigate potential risks associated with loan applications, escalating complex cases as needed to senior management.
• Communicate effectively with loan officers, borrowers, and other stakeholders to gather necessary information and clarify discrepancies.
• Ensure compliance with all relevant lending regulations, internal policies, and industry best practices
• Prepare detailed underwriting reports and recommendations for approval or denial of loan applications.
• Maintain accurate and organized loan files and documentation throughout the underwriting process.
• Contribute to the continuous improvement of underwriting processes and procedures.
• Stay updated on market trends, regulatory changes, and economic factors impacting the lending industry.