Strategic Investment & Credit Risk Analyst

RCBC; Makati; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

RCBC Trust is seeking a capable Credit and Investment Analyst to support sound decision-making and policy compliance. You will evaluate credit and investment opportunities, monitor risk across investment outlets and funds, and prepare formal reports for senior committees.

Ideal candidates hold a relevant Bachelor’s degree with internship or experience in research, credit, or trust, and possess strong analytical, interpersonal, and problem-solving skills, plus proficiency in MS Office or Google

Qualifications

• Bachelor’s degree in Economics, Finance, or Industrial Management Engineering is required.
• Knowledge of credit and financial analysis is essential.
• Relevant internship and/or at least one year of industry experience in research, credit, or trust.
• Good interpersonal skills, problem solving abilities, and analytical mindset are required.
• Attention to detail and proficiency in MS Office/Google Workspace are essential.

Responsibilities

• Provides Management with comprehensive and well-supported evaluations of investment outlets and counterparties through in-depth financial, credit, and risk analyses.
• Monitors the financial condition and emerging credit risks of investment outlets and funds where RCBC Trust Corporation has exposures, ensuring proactive identification and mitigation of potential credit issues.
• Conducts financial valuation, credit risk assessment, and equity risk scoring for proposed investments in financial securities and funds; reviews performance of issuers, counterparties, brokers, and funds, and prepares internal ratings or scores.
• Prepares credit and investment evaluation reports for presentation to the Investment and Credit Committee, Executive Committee, and Board of Directors.

Skills

Credit analysis

Financial analysis

Interpersonal skills

Problem solving

Analytical skills

Attention to detail

Education

Bachelor’s degree in Economics, Finance, or Industrial Management Engineering

Tools

MS Office

Google Workspace

Job description

RCBC Trust is seeking a capable Credit and Investment Analyst to support sound decision-making and policy compliance. You will evaluate credit and investment opportunities, monitor risk across investment outlets and funds, and prepare formal reports for senior committees.

Ideal candidates hold a relevant Bachelor’s degree with internship or experience in research, credit, or trust, and possess strong analytical, interpersonal, and problem-solving skills, plus proficiency in MS Office or Google