Strategic Credit Analyst & Review Officer (CARE)

East West Banking Corporation; Muntinlupa; On-site; PHP 520,000 - 900,000; Full time

Job summary

East West Banking Corporation in Alabang, Philippines, is seeking an experienced Credit Analyst and Review Officer (CARE) for an on-site role. The position supports lending decisions by preparing COMs, conducting financial analysis, and assessing borrower creditworthiness, with close collaboration to marketing teams.

The candidate will evaluate risks, propose appropriate credit structures, monitor performance, and assist in restructures, renewals, or collections when needed.

Qualifications

• Bachelor's degree in Business, Management, Marketing, Commerce, Economics, Finance, Accounting, or Banking.
• At least 2 years of experience as an Account Officer or Credit Officer in commercial or corporate lending within a similar-sized or larger bank.
• Strong knowledge of credit evaluation, banking products, financial analysis, risk management, and industry research.
• Excellent analytical and problem-solving skills with keen business acumen.
• Strong written and verbal communication skills.
• Collaborative team player with solid stakeholder management skills.
• Organized, detail-oriented, and able to work effectively under pressure.

Responsibilities

• Conduct comprehensive financial and credit analysis of prospective and existing clients.
• Prepare and present Credit Offering Memos (COMs) to support sound credit decisions.
• Evaluate risks and recommend appropriate credit structures and terms.
• Monitor borrower performance and identify early warning indicators.
• Recommend actions on restructuring, renewals, or collections when necessary.
• Collaborate with marketing teams to ensure accurate and timely credit processing.

Skills

Credit analysis

Financial analysis

Risk management

Communication

Stakeholder management

Teamwork

Detail-oriented

Education

Bachelor's degree (Business/Finance)

Job description

East West Banking Corporation in Alabang, Philippines, is seeking an experienced Credit Analyst and Review Officer (CARE) for an on-site role. The position supports lending decisions by preparing COMs, conducting financial analysis, and assessing borrower creditworthiness, with close collaboration to marketing teams.

The candidate will evaluate risks, propose appropriate credit structures, monitor performance, and assist in restructures, renewals, or collections when needed.