Sr. Credit Risk Data Scientist - Credit Risk analytics/Fintech

Michael Page; Philippines; On-site; PHP 900,000 - 1,300,000; Full time

Job summary

Michael Page has a fast-growing technology-driven client looking for a Credit Risk Analytics expert. You will be responsible for lending solutions, risk modeling, and client-facing engagements with senior stakeholders across the region.

The role combines technical analytics with commercial impact, including pre-sales support, solution demonstrations, and risk-based recommendations to financial institutions and fintechs.

Qualifications

• Strong experience in Credit Risk Analytics and Data Science.
• Experience building or validating credit risk models.
• Excellent communication and presentation skills.
• Experience in pre-sales or solution consulting preferred.

Responsibilities

• Serve as a subject matter expert in credit risk analytics and lending solutions.
• Work closely with sales teams to support pre-sales activities and client engagements.
• Participate in client meetings, solution presentations, and discovery sessions.
• Understand clients' risk management challenges and recommend appropriate solutions.
• Translate complex analytical concepts into business-friendly recommendations.
• Support product positioning and solution demonstrations for prospective clients.
• Analyze lending and portfolio performance data to generate insights.
• Collaborate with internal stakeholders across product, sales, and delivery teams.
• Provide guidance on credit risk methodologies, underwriting strategies, and portfolio optimization.

Skills

Credit risk analytics

Data science

Python

SQL

R

SAS

Client presentations

Financial services

Tools

Python

SQL

R

SAS

Job description

• High-impact client-facing opportunity
• Competitive compensation and regional exposure

About Our Client

Our client is a fast-growing technology-driven organization providing data, analytics, and decisioning solutions to financial institutions across the region. They work closely with lenders, fintechs, and digital banks to help improve credit decisioning, portfolio performance, and risk management strategies.

Job Description

• Serve as a subject matter expert in credit risk analytics and lending solutions
• Work closely with sales teams to support pre-sales activities and client engagements
• Participate in client meetings, solution presentations, and discovery sessions
• Understand clients' risk management challenges and recommend appropriate solutions
• Translate complex analytical concepts into business-friendly recommendations
• Support product positioning and solution demonstrations for prospective clients
• Analyze lending and portfolio performance data to generate insights
• Collaborate with internal stakeholders across product, sales, and delivery teams
• Provide guidance on credit risk methodologies, underwriting strategies, and portfolio optimization

The Successful Applicant

• Strong experience in Credit Risk Analytics and Data Science
• Background within lending companies, fintechs, digital banks, financial services, or risk analytics providers
• Experience building, validating, or managing credit risk models and scorecards
• Strong understanding of lending portfolios, underwriting, and credit decisioning
• Comfortable presenting to clients and engaging with senior stakeholders
• Experience supporting pre-sales, solution consulting, or commercial discussions is highly preferred
• Strong analytical skills with proficiency in tools such as Python, SQL, R, SAS, or similar technologies
• Excellent communication and presentation skills
• Able to bridge technical concepts with business and commercial objectives

What's on Offer

• Exposure to leading financial institutions and fintech clients
• Blend of technical, consulting, and commercial responsibilities
• Opportunity to become a recognized product and industry expert
• Collaborative and growth-oriented working environment
• Regional and strategic project exposure