Sr Credit Risk Data Scientist - Credit Risk Analytics Fintech

Michael Page; Philippines; On-site; PHP 1,200,000 - 1,800,000; Full time

Job summary

Michael Page is recruiting for a Credit Risk Analytics professional to join a fast-growing technology-driven organization that provides data, analytics, and decisioning solutions to financial institutions in the region.

The role focuses on serving as a subject matter expert in credit risk analytics, supporting pre-sales, and delivering insights to lenders, fintechs, and digital banks across portfolios and risk models.

Qualifications

• Strong experience in credit risk analytics and data science.
• Experience building or managing credit risk models and scorecards.
• Experience in lending, fintech, digital banks, or financial services risk analytics.
• Ability to present to clients and engage with senior stakeholders.
• Proficient in Python, SQL, R or SAS for analytics.

Responsibilities

• Serve as a subject matter expert in credit risk analytics and lending solutions.
• Support pre-sales activities and client engagements with the sales teams.
• Participate in client meetings, solution presentations, and discovery sessions.
• Translate complex analytical concepts into business-friendly recommendations.
• Analyze lending and portfolio performance data to generate insights.
• Collaborate with product, sales, and delivery teams.
• Provide guidance on credit risk methodologies, underwriting strategies, and portfolio optimization.

Skills

Credit Risk Analytics

Data Science

Client engagement

Pre-sales

Presentation skills

Business-technical bridging

Tools

Python

SQL

R

SAS

Job description

Job Description

• High-impact client-facing opportunity
• Competitive compensation and regional exposure

About Our Client

Our client is a fast-growing technology-driven organization providing data, analytics, and decisioning solutions to financial institutions across the region. They work closely with lenders, fintechs, and digital banks to help improve credit decisioning, portfolio performance, and risk management strategies.

Job Description

• Serve as a subject matter expert in credit risk analytics and lending solutions
• Work closely with sales teams to support pre-sales activities and client engagements
• Participate in client meetings, solution presentations, and discovery sessions
• Understand clients\' risk management challenges and recommend appropriate solutions
• Translate complex analytical concepts into business-friendly recommendations
• Support product positioning and solution demonstrations for prospective clients
• Analyze lending and portfolio performance data to generate insights
• Collaborate with internal stakeholders across product, sales, and delivery teams
• Provide guidance on credit risk methodologies, underwriting strategies, and portfolio optimization

The Successful Applicant

• Strong experience in Credit Risk Analytics and Data Science
• Background within lending companies, fintechs, digital banks, financial services, or risk analytics providers
• Experience building, validating, or managing credit risk models and scorecards
• Strong understanding of lending portfolios, underwriting, and credit decisioning
• Comfortable presenting to clients and engaging with senior stakeholders
• Experience supporting pre-sales, solution consulting, or commercial discussions is highly preferred
• Strong analytical skills with proficiency in tools such as Python, SQL, R, SAS, or similar technologies
• Excellent communication and presentation skills
• Able to bridge technical concepts with business and commercial objectives

What's on Offer

• Exposure to leading financial institutions and fintech clients
• Blend of technical, consulting, and commercial responsibilities
• Opportunity to become a recognized product and industry expert
• Collaborative and growth-oriented working environment
• Regional and strategic project exposure

Quote job ref: JN-092026-7096895