Senior Internal Audit Officer

Cebuana Cycle Financing Inc.; Eastern Manila District; On-site; PHP 900,000 - 1,300,000; Full time

Job summary

Cebuana Cycle Financing Inc. is seeking a Senior Internal Audit Officer to lead end-to-end audits across branch and retail financing operations.

The role emphasizes evaluating internal controls, risk management, and regulatory compliance while identifying opportunities to strengthen operational effectiveness. You will coordinate with process owners, prepare detailed audit reports, and follow up on corrective actions.

Qualifications

• Bachelor's degree in accounting or internal audit is required.
• Minimum 3 years of relevant internal or external audit experience.
• Hands-on experience with end-to-end audit engagements and report writing.
• Strong exposure to banking operations and lending processes is preferred.
• Solid understanding of controls and risk management practices.
• Familiarity with regulatory guidelines and industry best practices.

Responsibilities

• Conduct end-to-end internal audit engagements across branch and retail financing operations.
• Lead audit planning, fieldwork, testing, documentation, and report preparation.
• Evaluate effectiveness of internal controls, risk management, and compliance with policies and regulations.
• Review lending and financing processes including origination, approval, disbursement, collection.
• Identify control gaps, fraud risks, and operational inefficiencies.
• Assess adequacy and effectiveness of existing controls and procedures.
• Provide practical recommendations to strengthen controls and improve efficiency.
• Prepare detailed audit reports and present findings to stakeholders.
• Coordinate with process owners regarding audit requirements and corrective actions; monitor implementation.

Skills

MS Excel

audit/data analysis

internal controls

risk management

fraud risks awareness

regulatory guidelines

Education

Bachelor's Degree in Accountancy or Internal Audit

Job description

About the role

We are looking for a Senior Internal Audit Officer who will lead and conduct end-to-end internal audit engagements across branch and retail financing operations. The role focuses on evaluating internal controls, risk management practices, and compliance while identifying opportunities to strengthen operational effectiveness.

Key responsibilities

• Conduct end-to-end internal audit engagements across branch and retail financing operations.

• Lead audit planning, fieldwork, testing, documentation, and report preparation.

• Evaluate the effectiveness of internal controls, risk management practices, and compliance with company policies and regulatory requirements.

• Review lending and financing processes, including origination, approval, disbursement, collection, and related transactions.

• Identify control gaps, fraud risks, and operational inefficiencies.

• Assess the adequacy and effectiveness of existing controls and procedures.

• Provide practical recommendations to strengthen internal controls and improve operational efficiency.

• Prepare detailed audit reports and present findings to relevant stakeholders.

• Coordinate with process owners regarding audit requirements, findings, and corrective actions.

• Monitor and follow up on the implementation of agreed corrective actions.

About you

• Bachelor's Degree in Accountancy or Internal Audit

• Minimum of 3 years of relevant experience in internal or external audit.

• Hands-on experience in end-to-end audit engagements, including planning, fieldwork, testing, and report writing.

• Strong exposure to commercial banking operations is highly preferred.

• Knowledge of loan processes, including origination, approval, disbursement, and collection.

• Strong understanding of internal controls and risk management.

• Knowledge of fraud risks in lending operations.

• Familiarity with relevant regulatory guidelines and industry best practices.

• Proficient in MS Excel and audit/data analysis.

• Experience in branch or field audits.