Credit Risk Review Specialist

Union Bank of the Philippines; Manila; On-site; PHP 550,000 - 1,000,000; Full time

Job summary

Union Bank of the Philippines is seeking a Credit Review Officer to ensure credit reviews across corporate, commercial, and consumer lending portfolios comply with bank and BSP regulations.

The role involves assessing credit and portfolio quality, including risk ratings, loan classifications, and loss provisions, and preparing comprehensive credit proposals supported by financial analysis and industry research.

Qualifications

• Must align with team workplan and follow bank/BSP rules for credit reviews.
• Assess credit quality of individuals and portfolios, including risk ratings and loss provisions.
• Prepare credit proposals with comprehensive assessment and industry research.

Responsibilities

• Align with team workplan and ensure credit reviews of accounts/portfolios follow bank and BSP rules.
• Assess quality of individual credits and portfolio, including risk ratings, classifications and adequacy of loss provisions; prepare proposals.
• Responsible for credit risk scoring and financial spreadsheets.
• Research pertinent industry data and statistics relevant to account evaluation.
• Monitor performance of accounts and conduct reviews/reporting when needed.

Skills

Accountability

Adaptability

Analytical

Communication

Critical thinking

Teamwork

Willingness to learn

Job description

Union Bank of the Philippines is seeking a Credit Review Officer to ensure credit reviews across corporate, commercial, and consumer lending portfolios comply with bank and BSP regulations.

The role involves assessing credit and portfolio quality, including risk ratings, loan classifications, and loss provisions, and preparing comprehensive credit proposals supported by financial analysis and industry research.