Senior Credit Risk Analytics Leader

WHR Global Consulting; Pateros; On-site; PHP 1,800,000 - 3,000,000; Full time

Job summary

WHR Global Consulting in Manila is seeking a Credit Risk Analytics Manager to lead credit risk models (PD required), oversee data sourcing, development, validation and governance, and translate analytics into risk-based pricing and segmentation strategies.

The role collaborates with Credit, Risk, IT and Business teams, mentors analysts, ensures regulatory compliance, and develops dashboards for senior leadership.

Qualifications

• Bachelor’s or Master’s Degree in Statistics, Mathematics, Economics, Engineering, Data Science, or related field.
• At least 7 years of analytics experience, 5+ years in credit risk.
• Strong experience in credit risk modeling (PD required).
• Experience in portfolio analytics and risk strategy development.

Responsibilities

• Lead development, enhancement, and governance of credit risk models (PD required; LGD/EAD is a plus).
• Manage the full model lifecycle: data sourcing, analysis, development, validation, deployment, and monitoring.
• Ensure compliance with regulatory standards and model governance frameworks.
• Translate analytics into actionable strategies (risk-based pricing, segmentation, cut-offs, limits).
• Conduct portfolio analytics to identify risk trends and optimization opportunities.
• Provide analytics support across customer lifecycle (acquisition, behavioral, collections).
• Mentor and guide junior analysts.
• Collaborate with Credit, Risk, IT, and Business teams.
• Engage with vendors for model validation and benchmarking.
• Develop reports and dashboards for senior leadership.

Skills

Credit risk modeling

Portfolio analytics

Regulatory standards

Stakeholder management

Mentoring

Communication

Education

Bachelor’s or Master’s Degree in statistics/economics/math/engineering/data science

Tools

Python

R

SAS

SQL

Job description

WHR Global Consulting in Manila is seeking a Credit Risk Analytics Manager to lead credit risk models (PD required), oversee data sourcing, development, validation and governance, and translate analytics into risk-based pricing and segmentation strategies.

The role collaborates with Credit, Risk, IT and Business teams, mentors analysts, ensures regulatory compliance, and develops dashboards for senior leadership.