Sales Officer (Real Estate)

Chinabank PH; Makati; On-site; PHP 334,800 - 558,000; Full time

Job summary

Chinabank PH in Makati, Philippines is looking for a professional to solicit and market potential borrowing accounts. Responsibilities include reviewing credit feasibility, preparing loan recommendations, and ensuring proper documentation. Candidates should hold a bachelor’s degree in business and have at least 2 years of experience in the banking sector. Strong skills in sales, marketing, credit evaluation, and negotiation are essential for managing accounts and meeting client needs. Willingness to travel to meet clients is required.

Qualifications

• At least 2 years of related work experience gained from the banking industry.
• Ability to manage multiple accounts while seeking new opportunities.
• Willingness to travel as needed to meet with clients and prospects.

Responsibilities

• Solicits/markets potential borrowing accounts.
• Reviews credit feasibility through evaluation of credit requirements and financials.
• Prepares loan recommendations and ensures proper loan documentation.

Skills

Sales and marketing

Credit evaluation

Negotiation skills

Business development

Education

Bachelor’s degree in business or a related discipline

Job description

Solicits/markets potential borrowing accounts, reviews credit feasibility through evaluation of credit requirements and financials, prepares loan recommendation, ensures proper loan and collateral documentation, monitors accounts to mitigate past due and ensure timely recovery of the Bank's exposure.

Skills and Qualifications

• Bachelor’s degree in business or a related discipline
• At least 2 years of related work experience gained from the banking industry
• Ability to manage multiple accounts while seeking new opportunities
• Ability to understand client needs, and negotiate costs and servicesWillingness to travel as needed to meet with clients and prospects

Preferred Skills and Qualifications

• Expert in sales and marketing, credit and lending and portfolio/ account management
• Credit evaluation, financial modelling, business strategy, marketing, contract review, loan structuring, cross-selling, negotiation skills, business development, presentation skills, business writing.
• With network and experience in handling bank products: Real Estate