Relationship Manager-Retail Banking Metro Cebu

UnionBank; Philippines; On-site; PHP 600,000 - 900,000; Full time

Job summary

Union Bank of the Philippines is seeking a Relationship Manager-Retail Banking to design and execute sales strategies across Cebu City, Cebu and Mandaue, Cebu. You will build strong client relationships, drive deposits, and expand the portfolio with tailored banking solutions.

Collaborate with branch teams to ensure excellent service, assess credit needs, endorse loan and credit card applications, and maximize cross-selling of CASA, loans, and bancassurance. Relevant degree required.

Qualifications

• Bachelor's degree in business, Marketing or any relevant course.
• Proven ability to generate new CASA Deposit and grow account portfolios.
• Strong client relationship and cross-selling capabilities.
• Ability to assess client banking needs and evaluate creditworthiness.
• Excellent communication and collaboration with branch teams.

Responsibilities

• Drive business growth by acquiring new clients and increasing deposits.
• Identify opportunities through market research, client calls, and presentations.
• Build and maintain relationships, maximize cross-selling of bank products.
• Evaluate and endorse credit applications with proper documentation.
• Work with branch teams to deliver excellent service and hit targets.

Skills

Account Management

Relationship Management

Sales

Cross-selling

Communication

Teamwork

Analytical

Adaptability

Willingness to learn

Education

Bachelor's degree in business/Marketing

Job description

Job Description:

Company: Union Bank of the Philippines

Position: Relationship Manager-Retail Banking

Office Location: Cebu City, Cebu and Mandaue, Cebu

Job Summary

The Relationship Manager formulates, designs, plans, executes, and manages sales and marketing strategies (within the contest of bank wide or broader institutional objectives) to maximize business volume and deposits while maintaining teamwork with the service ad operations personnel.

What You’ll Do

• Drive business growth by acquiring new clients and increasing deposit accounts and total portfolio.
• Identify opportunities through market research, client calls, and presentations, and offer tailored banking solutions.
• Build and maintain strong relationships with clients, ensuring satisfaction and maximizing cross-selling opportunities (CASA, loans, bancassurance).
• Evaluate and endorse credit applications (e.g., loans, credit cards) with proper documentation and sound assessment.
• Work closely with branch teams to ensure excellent customer service, support daily operations, and achieve business targets.

Qualifications

• Bachelor's degree in business, Marketing or any relevant course.
• Proven ability to generate new CASA Deposit, grow account portfolios, and conduct effective client calls and presentations.
• Skilled in maintaining and enhancing client relationships through regular engagement, cross ‑ selling of bank products such as Bancassurance, and delivering high-quality service.
• Ability to assess client banking needs and evaluate creditworthiness for various loan and credit products.
• Able to clearly articulate banking products, conduct persuasive sales presentations, and coordinate effectively with internal teams.
• Capable of working closely with branch operations, guiding staff on product knowledge and cross ‑ selling, and aligning with branch managers on service quality initiatives.

Required Skills: Accountability, Adaptability, Analytical, Good Communication Skills, Critical thinking, Teamwork, Willingness to learn, Relationship Management, Account Management, Sales

Requirements: