Relationship Manager-Commercial Banking

UnionBank; Pasig; On-site; PHP 600,000 - 1,200,000; Full time

Job summary

UnionBank in Pasig is seeking an experienced Relationship Manager-Commercial Banking to oversee loan portfolios, evaluate credit applications, and coordinate with internal teams to ensure sound credit decisions and effective resolution of problematic accounts.

The role requires strong credit analysis, client-facing experience, and the ability to manage multiple teams to deliver optimal lending outcomes.

Qualifications

• Strong background in credit evaluation and financial analysis.
• Experience in handling loan portfolios and client-facing roles.
• Ability to assess risk and make sound credit recommendations.
• Good communication and relationship management skills.

Responsibilities

• Evaluate loan applications and prepare credit recommendations for approval.
• Manage and grow loan portfolios while monitoring account performance.
• Conduct financial analysis and assess client creditworthiness.
• Build and maintain relationships with borrowing clients, handling inquiries and requests.
• Coordinate with internal teams (Legal, Collections, Recovery) to resolve issues and manage problematic accounts.

Skills

Credit evaluation

Financial analysis

Client-facing experience

Relationship management

Job description

Job Description

• Designation: Relationship Manager-Commercial Banking
• Office Location: UB Plaza - 22F Pasig (Headquarters)
• Job Summary: Manages loan portfolios by evaluating credit applications, preparing approval documents, monitoring account performance, and coordinating with internal teams to ensure sound credit decisions and effective resolution of problematic accounts.

What You’ll Do

• Evaluate loan applications and prepare credit recommendations for approval.
• Manage and grow loan portfolios while monitoring account performance.
• Conduct financial analysis and assess client creditworthiness.
• Build and maintain relationships with borrowing clients, handling inquiries and requests.
• Coordinate with internal teams (Legal, Collections, Recovery) to resolve issues and manage problematic accounts.

What We’re Looking For

• Strong background in credit evaluation and financial analysis.
• Experience in handling loan portfolios and client-facing roles.
• Ability to assess risk and make sound credit recommendations.
• Good communication and relationship management skills.
• Detail-oriented and able to coordinate effectively with multiple teams.

Required Skills

• The candidate should have an adept knowledge in client facing, credit evaluation and financial analysis.

Has the following competencies:

• Customer Data Gathering
• Customer Guidance and Advisory
• Opportunity Identification and Management
• Personalized Experience
• Relationship Management