Commercial Banking Relationship Manager

Metrobank; Metro Manila; On-site; PHP 600,000 - 1,200,000; Full time

Job summary

Metrobank is seeking a Commercial Banking Relationship Manager to originate, develop, review, and manage loan portfolio relationships. You will conduct credit and financial analysis and cross-sell banking products across target segments, contributing to growth, profitability, asset quality, and client satisfaction.

Role exposure includes building relationships with commercial and middle-market clients, mastering lending processes, and delivering strategic financial solutions with

Qualifications

• 3-5 years of experience in Commercial Banking, Corporate Banking, SME Banking, Relationship Management, Account Management, or Business Development within a financial institution.

Responsibilities

• Build and manage relationships with key commercial and middle-market clients across diverse industries.
• Develop expertise in commercial lending, credit evaluation, financial analysis, and portfolio management.
• Drive business growth through client acquisition, relationship expansion, and cross-selling of banking solutions.
• Gain exposure to business owners, senior executives, and key decision-makers, providing strategic financial solutions tailored to their needs.
• Partner with credit, risk, operations, and product teams to deliver exceptional client experiences and sustainable business results.
• Learn from experienced banking professionals and industry leaders through mentorship and on-the-job development.

Skills

Relationship management

Credit evaluation

Financial analysis

Cash flow assessment

Negotiation

Cross-selling

Client acquisition

Portfolio management

Communication

Cross-functional collaboration

Job description

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development.

With Metrobank, a meaningful life is within your reach!

Job Summary:

The Commercial Banking Relationship Manager is expected to originate, develop, review, and manage loan portfolio relationships, conduct credit and financial analysis, and cross-sell appropriate bank products and services across target segments, contributing to the Bank's objectives in terms of growth, profitability, asset quality, and client satisfaction.

Role Exposure:

• Build and manage relationships with key commercial and middle-market clients across diverse industries.
• Develop expertise in commercial lending, credit evaluation, financial analysis, and portfolio management.
• Drive business growth through client acquisition, relationship expansion, and cross-selling of banking solutions.
• Gain exposure to business owners, senior executives, and key decision-makers, providing strategic financial solutions tailored to their needs.
• Partner with credit, risk, operations, and product teams to deliver exceptional client experiences and sustainable business results.
• Learn from experienced banking professionals and industry leaders through mentorship and on-the-job development.

Qualifications:

• 3-5 years of experience in Commercial Banking, Corporate Banking, SME Banking, Relationship Management, Account Management, or Business Development within a financial institution.
• Proven experience in credit evaluation, financial statement analysis, cash flow assessment, and credit proposal preparation.
• Experience in managing and growing a loan portfolio while maintaining acceptable asset quality is an advantage.
• Strong strategic thinking, client relationship management, and negotiation skills.
• Excellent communication (verbal, written, presentation, and active listening) skills.
• Ability to collaborate effectively with cross-functional teams to deliver results.
• Knowledge of banking products, lending processes, and risk management principles is an advantage.