Product Manager-Consumer Bank (For Pooling)

Pilmico; Quezon City; On-site; PHP 900,000 - 1,500,000; Full time

Job summary

Pilmico is seeking a skilled Product Manager for our Consumer Bank initiatives at UnionBank Square, Eastwood, Quezon City. You will lead product strategy, lifecycle management, and cross-functional collaboration to deliver innovative retail banking solutions that meet regulatory requirements and drive growth.

You will analyze market trends, manage product profitability, and coordinate with Sales, Marketing, Operations, Technology, and Risk to ensure successful launches and ongoing optimization.

Qualifications

• Bachelor's degree in business, finance, marketing, economics, or related field.
• Experience in product management, retail banking, or consumer lending is preferred.
• Understanding of consumer banking products and portfolio management is required.
• Knowledge of BSP regulations, consumer protection, AML/KYC is a plus.
• Strong analytical, project management, and stakeholder management skills.
• Excellent communication and presentation abilities for senior stakeholders.

Responsibilities

• Develop product strategies for deposits, loans, credit cards, digital banking, and payments.
• Own end-to-end product lifecycle from concept to launch and post-implementation review.
• Analyze customer insights, market trends, and competitive activity to identify growth.
• Collaborate with Sales, Marketing, Operations, Technology, and Risk teams.
• Monitor profitability, portfolio growth, and utilization; propose improvements.
• Prepare proposals, pricing, and business cases for management approval.
• Ensure compliance with BSP regulations and internal risk policies.
• Lead product launch activities including readiness, training, and communications.
• Work with tech and ops to enable process improvements and digital transformation.
• Manage customer feedback and issues to improve service delivery.
• Support strategic growth initiatives and reporting to senior leadership.
• Prepare management reports and product reviews for leadership.

Skills

Product management

Retail banking

Digital banking

Regulatory compliance

AML/KYC

Stakeholder management

Analytical skills

Project management

Communication

Education

Bachelor's degree in Business/Finance/Marketing

Job description

Job Description

Product Manager-Consumer Bank (For Pooling) UB Square - 6F, Quezon, Metro Manila, Philippines 5 - 15 Years Employee

Position Title

Product Manager

Location:

UnionBank Square, Eastwood, Quezon City

About The Role

The Product Manager will lead the development, enhancement, and lifecycle management of consumer banking products. This role is responsible for identifying customer needs, driving product innovation, and delivering solutions that support business growth, customer satisfaction, and profitability. The Product Manager will work closely with Sales, Marketing, Operations, Technology, Risk, Compliance, and other stakeholders to ensure products remain competitive and aligned with market demands. This position plays a key role in advancing the bank's retail banking strategy while ensuring adherence to regulatory and risk management requirements within the Philippine banking industry.

What You'll Do

• Develop and execute product strategies for consumer banking products, including deposits, loans, credit cards, digital banking, payments, and other retail banking solutions.
• Manage the end-to-end product lifecycle from concept development, market assessment, business case preparation, launch, and post-implementation review.
• Analyze customer insights, market trends, competitor activities, and emerging technologies to identify growth opportunities and enhance customer experience.
• Collaborate with cross-functional teams to design, implement, and improve product features, processes, and customer journeys.
• Monitor product performance, profitability, portfolio growth, and utilization metrics, recommending actions to improve results.
• Prepare product proposals, pricing recommendations, and business cases for management approval.
• Ensure compliance with BSP regulations, consumer protection standards, AML requirements, and internal policies throughout the product lifecycle.
• Lead product launch activities, including operational readiness, staff training, marketing support, and stakeholder communications.
• Work closely with technology and operations teams to implement process improvements and digital transformation initiatives.
• Manage customer feedback, complaints, and product-related issues to improve service delivery and customer satisfaction.
• Support strategic initiatives and projects that contribute to the bank's consumer banking growth objectives.
• Prepare management reports, product reviews, portfolio analyses, and recommendations for senior leadership.

What We’re Looking For

• Bachelor's degree in Business Administration, Finance, Marketing, Economics, Management, or a related field.
• Experience in product management, retail banking, consumer lending, digital banking, or related financial services functions.
• Strong understanding of consumer banking products, customer behavior, product development methodologies, and portfolio management.
• Knowledge of BSP regulations, consumer protection requirements, AML/KYC standards, and Philippine banking industry practices.
• Strong analytical, project management, stakeholder management, and problem-solving skills.
• Excellent communication and presentation skills with the ability to influence cross-functional teams and senior stakeholders.

Job Snapshot

• Updated Date 02-Sep-2026
• Job ID JOB_984
• Department Location