Product Head - Lending

Netbank; Metro Manila; Hybrid; PHP 1,800,000 - 2,800,000; Full time

Job summary

Netbank is seeking a Product Head - Lending to identify, pilot, and expand partnerships for our lending products. You will own the product strategy and roadmap, conduct competitive market analysis, and collaborate with client-facing units to close gaps and differentiate Netbank solutions.

You will map features, coordinate with technical, operational, and commercial teams, and lead the CRF and UAT processes to ensure successful delivery and rollout of new lending capabilities.

Qualifications

• Create, maintain, and update the Product Strategy and Roadmap.
• Analyze competitive offerings and market trends to inform strategy.
• Collaborate with client-facing units to identify product gaps and differentiators.
• Coordinate with Risk, Compliance, and Legal to ensure safe designs.

Responsibilities

• Identify, pilot, and expand partnerships for lending products.
• Define the feature and capability map and pipeline.
• Perform market analysis and competitive scans for lending.
• Coordinate with Solution Managers/Designers to address gaps.
• Define competitors' offerings and pricing and identify Netbank advantages.
• Lead change requests with Idea Owners and complete CRFs.
• Collaborate with technical, operational, and commercial teams to scope features.
• Identify user stories and acceptance criteria for the Delivery Team.
• Create process flows illustrating technical and operational flows.
• Ensure UAT is accurate and complete with App Managers.
• Coordinate with Marketing for rollout of new components and capabilities.
• Oversee project management and documentation via CRFs.

Skills

Product strategy

Roadmap planning

Competitive analysis

Stakeholder collaboration

CRF management

UAT coordination

Cost-Benefit Analysis

Cross-functional collaboration

Job description

The Product Head - Lending is responsible for identifying, piloting, and expanding new partnerships within the loans products. These loans types are likely to include:

• Loans to sellers on eCommerce platforms
• Loans to vehicle dealers
• Loans to salaried individuals, etc.

The Product Head - Lending is responsible for:

• Creating, maintaining, and updating the Product Strategy and Roadmap
• the overall positioning and strategy to ensure that the products are relevant, differentiated, and compatible with the Netbank Solutions that are being offered to various segments
• the feature and capability map and pipeline
• Performing product-focused competitive scan and market analysis
• Collaborating with the Client-facing units (Solution Managers and Solution Designers) to identify the product gaps that we need to address to make us competitive and differentiated
• Define what the competitors are offering and charging to identify which areas does Netbank have an advantage over and which areas does Netbank have to catch up in terms of innovation
• Component/Capability design
• Completing the Change Request Form (CRF) together with Idea Owners
• Performing the Cost-Benefit Analysis of components to be built
• Coordinating with the technical, operational, and commercial teams to finalize the scope of the features and capabilities to be built and delivered
• Identifying the User Stories and Acceptance Criteria that will represent the business requirements and serve as the guide of the Product Delivery Team
• Creation of the process flows to illustrate the expected technical and operational flow of the components
• Coordinating with the Control Units (Risk, Compliance, and Legal) to ensure that the nature and the design of the components does not have any exposures or risks
• Component/Capability Delivery
• Coordinating with the App Managers of the Product Delivery Team to ensure that the project gets picked up by the respective development teams
• Coordinating with the App Managers and development teams to answer and clarify any inquiries about the requirements
• Coordinating with the App Managers and development teams to ensure that the User Acceptance Testing (UAT) is accurate and complete
• Coordinating with the Marketing Team to ensure that there is a proper cascade of new components and capabilities within the organization
• Project Management
• Ensuring that the initiatives are well documented via the Change Request Form (CRF)
• Ensuring that the CRFs are submitted to the ITSC for assessment, approval, and endorsement for development
• Ensuring that the entry in the ITSC Asana Board are constantly updated with comments and sub-tasks