Post-Closing Closing Disclosure Specialist

Nightowl Consulting; Philippines; On-site; PHP 300,000 - 500,000; Full time

Job summary

Nightowl Consulting is seeking a meticulous post-closing specialist in the Philippines to review final Closing Disclosures for accuracy, completeness, and compliance with TRID and investor guidelines. The role includes reconciling CDs with settlement statements and ensuring timely delivery to all parties involved.

You will upload corrected CDs to LOS and investor portals, track missing statements, and assist audit teams with documentation requests, while escalating any compliance risks.

Responsibilities

• Review final Closing Disclosures (CDs) for accuracy, completeness, and compliance with TRID and investor guidelines.
• Confirm that all closing costs, credits, and disbursements are accurately reflected and supported by settlement statements.
• Ensure timely delivery of CDs to borrowers and necessary parties per federal and state regulations.
• Reconcile any discrepancies between the final settlement statement and CD's signed consummation, and produce and send a PCCD as needed/required.
• Upload corrected or final versions of CDs into the Loan Origination System (LOS) and investor portals.
• Track and manage missing or trailing settlement statement and coordinate follow-up with settlement agents.
• Support audit and quality control teams with documentation requests related to CDs.
• Maintain accurate logs and reporting for post-closing CD tracking and performance metrics.
• Escalate compliance risks or unresolved CD issues to management for further review.

Job description

• Review final Closing Disclosures (CDs) for accuracy, completeness, and compliance with TRID and investor guidelines.
• Confirm that all closing costs, credits, and disbursements are accurately reflected and supported by settlement statements.
• Ensure timely delivery of CDs to borrowers and necessary parties per federal and state regulations.
• Reconcile any discrepancies between the final settlement statement and CD's signed consummation, and produce and send a PCCD as needed/required.
• Upload corrected or final versions of CDs into the Loan Origination System (LOS) and investor portals.
• Track and manage missing or trailing settlement statement and coordinate follow-up with settlement agents.
• Support audit and quality control teams with documentation requests related to CDs.
• Maintain accurate logs and reporting for post-closing CD tracking and performance metrics.
• Escalate compliance risks or unresolved CD issues to management for further review.