Mortgage Loan Processor

Hammerjack Pty Ltd; Western Visayas; On-site; PHP 260,000 - 520,000; Full time

Job summary

OpticOne in the Philippines is seeking a Mortgage Loan Processor to collect, review, and verify borrower documentation, coordinate with loan officers and underwriters, and track application status through underwriting. The role involves preparing files for underwriting, resolving documentation issues, and ensuring adherence to lending guidelines.

You will maintain clear communication with customers and internal teams, meet processing timelines, and support a smooth mortgage lending experience in

Qualifications

• Strong knowledge of the Mortgage Industry and familiarity with standard lending practices.
• Experience in Mortgage Lending and Loans, including working with various loan products and terms.
• Hands-on expertise in Loan Processing, including document verification and file preparation.
• Understanding of Underwriting requirements and ability to prepare complete, compliant loan files.
• Attention to detail, strong organizational skills, and ability to manage multiple files simultaneously.
• Effective communication skills for coordinating with borrowers, loan officers, and underwriters.
• Proficiency with loan origination systems and common office software tools.
• Prior experience in mortgage operations or financial services is preferred.
• Relevant education in finance, business, or a related field is an advantage.

Responsibilities

• Collect, review, and verify borrower documentation to ensure loan files are complete and accurate.
• Coordinate with loan officers, underwriters, and other stakeholders, track application status, and update internal systems.
• Prepare files for underwriting and resolve documentation issues.
• Confirm compliance with lending guidelines and regulatory requirements.
• Maintain clear communication with customers and internal teams throughout the lending process.

Skills

Mortgage knowledge

Loan processing

Underwriting basics

Documentation accuracy

Regulatory compliance

Communication skills

LO systems

Education

Finance degree

Business degree

Tools

LO systems

Job description

Company Description OpticOne is a growth-focused company providing marketing and media, staffing solutions, and IT consulting services to help organizations elevate their business performance. The team partners with clients to enhance brand visibility, optimize operations, and support strategic workforce needs. By combining technology expertise with practical business insight, OpticOne delivers solutions designed to drive measurable results. Team members at OpticOne work in a dynamic environment that values innovation, collaboration, and client success.

Role Description. This role is responsible for collecting, reviewing, and verifying borrower documentation to ensure loan files are complete and accurate. The Mortgage Loan Processor will coordinate with loan officers, underwriters, and other stakeholders, track application status, and update internal systems throughout the lending process. Daily tasks include preparing files for underwriting, resolving documentation issues, confirming compliance with lending guidelines, and maintaining clear communication with customers and internal teams. The role also involves meeting processing timelines, adhering to regulatory requirements, and supporting a smooth and efficient mortgage lending experience.

Qualifications

• Strong knowledge of the Mortgage Industry and familiarity with standard lending practices.
• Experience in Mortgage Lending and Loans, including working with various loan products and terms.
• Hands-on expertise in Loan Processing, including document verification and file preparation.
• Understanding of Underwriting requirements and ability to prepare complete, compliant loan files.
• Attention to detail, strong organizational skills, and ability to manage multiple files simultaneously.
• Effective communication skills for coordinating with borrowers, loan officers, and underwriters.
• Proficiency with loan origination systems and common office software tools.
• Prior experience in mortgage operations or financial services is preferred.
• Relevant education in finance, business, or a related field is an advantage.