Mortgage Loan Processing Specialist – US Loans

Mega eResources Center Inc; Pasig; On-site; PHP 334,800 - 558,000; Full time

Benefits offered by this job

Annual increase and performance-based bonus

Opportunities for career growth

Supportive work environment

Training and development opportunities

Job summary

A leading mortgage service provider in Pasig seeks a detail-oriented Mortgage Loan Processing Specialist to support U.S. home loan operations. In this full-time role, you will manage mortgage files from application to closing, ensuring accuracy and compliance. Ideal candidates will have a strong understanding of mortgage documentation and workflows, with fresh graduates encouraged to apply. The position offers opportunities for career growth in a supportive environment.

Qualifications

• 1+ year experience in mortgage loan processing preferred.
• Strong understanding of mortgage documentation and workflows.
• Excellent attention to detail and organizational skills.

Responsibilities

• Review and manage mortgage loan files from start to close.
• Collect and analyze borrower documentation.
• Ensure loan files meet regulatory guidelines.

Skills

Attention to detail

Organizational skills

Communication skills

Education

Experience in U.S. mortgage loan processing

Familiarity with U.S. lending regulations

Tools

Loan origination systems (LOS)

Job description

Fresh Graduates| No Experience| Fixed Schedule | Night Shift | Office Setting | Fulltime

About the Role

We are seeking a detail-oriented Mortgage Loan Processing Specialist to support our U.S. home loan operations. In this role, you will manage mortgage files from application through closing, ensuring accuracy, compliance, and timely processing. You’ll work closely with loan officers, underwriters, and clients to deliver smooth and efficient lending experience.

If you thrive in fast-paced environments, enjoy working with documentation and compliance,

and want to grow your career in U.S. mortgage lending, this role is for you.

Key Responsibilities

• Review, process, and manage U.S. residential mortgage loan files from start to close
• Collect, verify, and analyze borrower documentation (income, assets, credit, disclosures)
• Ensure loan files meet investor, lender, and regulatory guidelines
• Coordinate with loan officers, underwriters, title companies, and third parties
• Track loan conditions and follow up to ensure timely resolution
• Maintain accurate records in loan origination systems (LOS)
• Communicate clearly with internal teams and clients regarding loan status
• Meet turnaround times while maintaining high quality and compliance standards

Qualifications

• Experience in U.S. mortgage loan processing (1+ year preferred)
• Fresh graduates are welcome to apply.
• Strong understanding of mortgage documentation, disclosures, and workflows
• Familiarity with U.S. lending regulations and compliance requirements
• Experience with LOS platforms (e.g., Encompass or similar) is a plus
• Excellent attention to detail and organizational skills
• Strong written and verbal communication skills
• Ability to manage multiple files and deadlines effectively

Nice to Have

• Experience working with U.S.-based lenders or brokers
• Knowledge of FHA, VA, Conventional, or Jumbo loans
• Prior exposure to underwriting or closing processes

What We Offer

• Annual increase and bonus (Performance-based)
• Opportunities for career growth in U.S. mortgage operations
• Supportive and collaborative work environment
• Training and development opportunities