Microfinance Officer

Good Neighbors Philippines; Quezon City; On-site; PHP 180,000 - 240,000; Full time

Job summary

Good Neighbors Philippines is seeking a Microfinance Officer to promote community economic empowerment by organizing and supporting Savings and Credit Groups, IGGs, and local cooperatives within GNIPs CDPs. The role includes facilitating microcredit access, training borrowers, and strengthening financial capacity among women, youth, and microentrepreneurs.

The position involves loan profiling, documentation, disbursement, and diligent collection, plus reporting on loan performance and program

Qualifications

• Bachelor's degree in Cooperatives, Cooperative Management, Entrepreneurship, Marketing or related field.
• Relevant experience in microfinance or NGO settings is desirable.
• Experience with loan processing, collections, and savings mobilization.
• Knowledge of group formation and community organizing is preferred.
• Ability to conduct basic training for group strengthening.
• Strong leadership for staff and community mobilization.
• Good math and analytical skills to interpret numbers and reports.
• Basic office management skills.
• Experience with audit readiness and documentation is a plus.

Responsibilities

• Organize and strengthen community-based financial groups (SCGs, IGGs, cooperatives) within GNIPs CDPs.
• Facilitate loan profiling, documentation, signing, and disbursement; ensure understanding of terms.
• Monitor repayment, savings behavior, and group performance for sustainability.
• Prepare monthly collection reports and loan-related documentation for audits.
• Lead capacity-building sessions on financial literacy, entrepreneurship, and business planning.
• Coordinate with local government units, training institutions, and private actors for microfinance initiatives.

Skills

Group mobilization

Community outreach

Financial literacy training

Education

Bachelor's Degree in Cooperatives, Cooperative Management, Entrepreneurship, Marketing

Job description

Position Summary

The Microfinance Officer plays a key role in implementing GNSDMIs mission to promote community economic empowerment and sustainable livelihoods. The position is responsible for organizing and supporting community-based financial groups, facilitating inclusive access to microcredit, and strengthening the financial capacity of women, youth, and microentrepreneurs through training, loans, and cooperative development in collaboration with Good Neighbors International Philippines (GNIP).

Position Summary

The Microfinance Officer plays a key role in implementing GNSDMIs mission to promote community economic empowerment and sustainable livelihoods. The position is responsible for organizing and supporting community-based financial groups, facilitating inclusive access to microcredit, and strengthening the financial capacity of women, youth, and microentrepreneurs through training, loans, and cooperative development in collaboration with Good Neighbors International Philippines (GNIP).

Key Responsibilities

Community Mobilization and Group Development

• Organize and strengthen community-based financial groups such as Savings and Credit Groups (SCGs), Income Generation Groups (IGGs), and local cooperatives within GNIPs Community Development Projects (CDPs).


• Conduct regular group meetings and development sessions to promote responsible financial practices, mutual accountability, and group solidarity.


• Monitor group performance, savings behavior, and repayment trends to ensure sustainability.

Loan Facilitation and Portfolio Management

• Conduct borrower profiling, credit investigation, and validation for individual loan applicants, SCGs, IGGs, and cooperatives.


• Assist loan applicants in preparing required documentation, including business proposals, household income and expense sheets, and feasibility studies. 6. Facilitate the signing of loan agreements and the disbursement of loans, ensuring all terms are clearly understood and documented.


• Ensure timely collection of loan repayments as per agreed terms, and implement follow up measures as needed.

Financial Reporting and Documentation

• Submit accurate and timely reports including:


• Monthly collection reports


• IG Monthly Operational Reports (IG MOR)


• Loan repayment (LR) summaries


• Program and collection updates via Web Program system


• Consolidate and review all loan-related documents to ensure compliance and audit readiness.

Program Implementation and Capacity Building

• Lead or support the implementation of livelihood, cooperative, and microenterprise development projects under GNIPs social economy framework.


• Provide capacity-building sessions on financial literacy, entrepreneurship, and basic business planning to borrowers and community members.


• Stay informed about local market conditions and business opportunities and share insights to enhance program effectiveness.

Partnership and Coordination

• Build and maintain partnerships with local government units, training institutions, and private sector actors relevant to microfinance, financial inclusion, and small business development.


• Coordinate closely with Field Managers and CDP teams to align with broader community development efforts.


• Actively participate in strategic planning and feedback sessions with the MFI Division and Head Office.

Other Responsibilities

• Represent GNSDMI in community and partner engagements as needed. 17. Perform other duties as assigned by the Microfinance Manager, Economic Development Division Manager, or GNIP Country Director / GNSDMI President.

Qualifications

Bachelors Degree in Cooperatives, Cooperative Management, Entrepreneurship, Marketing

Or Microfinance (preferred But Not Required)

• Relevant experience in the same field is highly desirable.


• Work experience in an International NGO is an advantage.


• Strong discipline in loan processing, collection of payment and savings mobilization.


• Knowledgeable in group formation and community organizing.


• Able to conduct simple training for group strengthening.


• Leadership skills for staff management and community mobilization.


• Basic math and analytical skills to understand the story behind the numbers.


• Basic office management skill.


• Conduct of basic group operation and financial audit