Microfinance Loan Officer - Field Sales & Credit

BDO Unibank; Batangas City; On-site; PHP 240,000 - 360,000; Full time

Job summary

BDO Unibank in Batangas City is seeking a Microfinance Loan Officer to achieve loan targets while maintaining profitability and good credit quality. The role emphasizes soliciting microfinance accounts, assessing applicants, and delivering strong customer service.

The position requires a 4-year degree, solid selling and communication skills, basic math, and integrity. Familiarity with MS Word/Excel and fieldwork in microfinance are beneficial; motorcycle driving is preferred.

Qualifications

• Graduate of any 4 year degree course.
• Good selling, communication and customer service skills.
• Must have basic mathematical knowledge.
• With high integrity.
• Familiar with computer software including word processing & spreadsheets.
• Fieldwork and sales experience on Microfinance is an advantage.
• Preferably can drive a motorcycle.

Responsibilities

• Actively solicit microfinance loan accounts to meet the business needs of the customer.
• Analyze overall loan applicant’s qualifications to determine feasibility of granting loans.
• Initiates credit and collection activities to ensure credit quality of accounts.
• Coordinates with concerned officers and/or other units related to processing and servicing of loan applications and loan clients.
• Ensures adherence to the bank’s policies and procedures.
• Execute sales and/or marketing activities that will achieve volume targets.
• Attends to inquiries and other requirements of the clients.
• Review and update customer loan files, loan agreements, etc. to ensure adequacy for credit processing and loan booking.
• Perform other functions that may be assigned to him/her.

Skills

Selling

Communication

Customer Service

Mathematics

Integrity

Motorcycle Driving

Education

4-year degree

Tools

MS Word

MS Excel

Job description

BDO Unibank in Batangas City is seeking a Microfinance Loan Officer to achieve loan targets while maintaining profitability and good credit quality. The role emphasizes soliciting microfinance accounts, assessing applicants, and delivering strong customer service.

The position requires a 4-year degree, solid selling and communication skills, basic math, and integrity. Familiarity with MS Word/Excel and fieldwork in microfinance are beneficial; motorcycle driving is preferred.