Loan Processing & Servicing Specialist

BDO Unibank, Inc.; Compostela; On-site; PHP 279,000 - 469,000; Full time

Job summary

BDO Unibank, Inc. in Cebu City, Philippines is seeking a Loan Processor to handle LA loan transactions for IBG, CLG and Specialized loans. You will process releases, renewals, extensions and restructuring, ensure compliance with CP/QCP terms, and maintain accurate loan records in ICBS.

Responsibilities include handling promissory notes, postings of payments and checks, and end-of-day balancing. This role requires meticulous record-keeping and coordination with SCU and supervisory staff.

Responsibilities

• 1) Processes loan releases, renewals, extensions and restructuring/redenomination in accordance with RB for IBG and CLG accounts.
• 2) Ensures RB is approved and conforms with CP/QCP terms.
• 3) Verifies availment within approved client credit limits.
• 4) Builds loan records in ICBS including creation/updating CIF (employees only).
• 5) Attaches loan release to credit facility and pledges collateral.
• 6) Manages promissory notes and disclosures per terms; transmits originals to SCU and duplicates to officers.
• 7) Reviews postdated checks for defects and posts in PDC Warehousing system.
• 8) Processes loan payments and returned checks; posts, receipts, debit/set-off, and BSP remittance.
• 9) Performs end-of-day balancing and reconciliation of reports.
• 10) Implements interest booking advices for repricing in ICBS.
• 11) Additional loan operations: servicing, maintenance, and admin duties as described.

Job description

BDO Unibank, Inc. in Cebu City, Philippines is seeking a Loan Processor to handle LA loan transactions for IBG, CLG and Specialized loans. You will process releases, renewals, extensions and restructuring, ensure compliance with CP/QCP terms, and maintain accurate loan records in ICBS.

Responsibilities include handling promissory notes, postings of payments and checks, and end-of-day balancing. This role requires meticulous record-keeping and coordination with SCU and supervisory staff.