Loan Processing & Accounts Specialist

Golden Rural Bank of the Philippines, Inc.; Isabela; On-site; PHP 240,000 - 360,000; Full time

Job summary

Golden Rural Bank of the Philippines, Inc. is seeking an Account Representative to assist with loan administration, documentation, and account servicing within a banking environment.

The role involves supporting loan processing, maintaining accurate records, and ensuring compliance with lending policies and regulations. You will support loan processing, prepare loan documents, monitor accounts, and coordinate with the Branch Accountant to produce required BSP reports.

Qualifications

• Experience in loan documentation and account servicing.
• Knowledge of lending policies and regulations.
• Attention to detail and accuracy.
• Strong customer service skills.
• Ability to reconcile loan ledgers.

Responsibilities

• Assist foreclosure/remedial team in preparing loan papers and legal documents.
• Assist Branch Accountant with BSP reports preparation.
• Maintain borrower credit files and documentation accuracy.
• Generate and send reminder letters for maturing loans.
• Post loan payments and reconcile subsidiary ledgers daily.
• Reconcile subsidiary loan ledgers with general ledger balances.
• Monitor accounts one month before maturity and take necessary actions.
• Prepare documents for borrower release and loan servicing closures.
• Review loan applications and requirements for completeness.

Skills

Customer relations

Data entry

Loan servicing

Document management

Regulatory compliance

Job description

Golden Rural Bank of the Philippines, Inc. is seeking an Account Representative to assist with loan administration, documentation, and account servicing within a banking environment.

The role involves supporting loan processing, maintaining accurate records, and ensuring compliance with lending policies and regulations. You will support loan processing, prepare loan documents, monitor accounts, and coordinate with the Branch Accountant to produce required BSP reports.