Loan Credit Investigator – Field & Analysis Expert

Northpoint Development Bank, Inc. (Laguna); Tangob; On-site; PHP 180,000 - 240,000; Full time

Job summary

Northpoint Development Bank, Inc. (Laguna) is seeking a Credit Investigation/Loans officer to assess loans, meet applicants, and analyze financial status to determine feasibility of approvals. The role involves collecting credit histories, reviewing documents, and explaining loan options to clients.

Candidates should have a business-related degree and 6–12 months of relevant experience, plus willingness to travel and operate a motorcycle with a license.

Qualifications

• Graduate of Business Administration, Marketing or Economics or equivalent.
• At least 6 months to 1 year experience in Credit Investigation or Loans Management.
• Willing to do field work and able to drive a motorcycle with a valid license.

Responsibilities

• Assess loans within specified limits and refer outside those limits to management for approval.
• Meet with applicants to obtain information for loan applications and answer questions about the process.
• Analyze applicants' financial status, credit, and property evaluations to determine feasibility of granting loans.
• Explain loan types and terms to customers and available credit options.
• Obtain and compile loan applicants' credit histories, corporate financial statements, and other information.
• Review and update credit and loan files.
• Review loan agreements for completeness and policy compliance.
• Compute payment schedules.

Skills

Credit investigation

Financial analysis

Customer communication

Field work

Driver's license

Education

Bachelor's degree in Business Administration/Marketing/Economics

Job description

Northpoint Development Bank, Inc. (Laguna) is seeking a Credit Investigation/Loans officer to assess loans, meet applicants, and analyze financial status to determine feasibility of approvals. The role involves collecting credit histories, reviewing documents, and explaining loan options to clients.

Candidates should have a business-related degree and 6–12 months of relevant experience, plus willingness to travel and operate a motorcycle with a license.