Credit Investigation Specialist

Discovery Capital Finance Corp.; Taguig; On-site; PHP 279,000 - 446,000; Full time

Benefits offered by this job

Health insurance

Life insurance

Opportunities for promotion

Paid training

Company events

Staff meals provided

Job summary

Discovery Capital Finance Corp. is seeking a Credit Investigation professional to assess loan applications by verifying income, employment, residence, assets, and liabilities.

You will conduct fieldwork, interviews, and background checks to produce objective reports for Sales and Credit Teams. The role requires strong analytical and communication skills, integrity, and the ability to travel within Metro Manila.

Qualifications

• At least college level education.
• Minimum 1 year of experience in Credit Investigation or related financial services.
• Willing to perform extensive fieldwork and travel, including motorcycle driving and valid license.

Responsibilities

• Conduct credit investigations and evaluate creditworthiness of loan applicants by verifying income, employment, residence, and assets.
• Perform field verification, background checks, and character investigations via interviews with applicants, employers, neighbors, and references.
• Validate information using public records, online resources, and other verification channels.
• Prepare accurate, objective Credit Investigation Reports with findings and recommendations for Sales and Credit Teams.
• Maintain coordination with Sales Team regarding pending and completed investigations.
• Coordinate with Credit and Legal Teams on accounts needing further verification or resolution.
• Ensure investigations comply with company policies, regulatory requirements, and data privacy laws.

Skills

Analytical skills

Investigative skills

Problem-solving

Interpersonal skills

Negotiation

Communication skills

Integrity

Professionalism

Customer service

Report writing

MS Office

Education

College level

Tools

MS Office suite

Job description

Discovery Capital Finance Corp. is seeking a Credit Investigation professional to assess loan applications by verifying income, employment, residence, assets, and liabilities.

You will conduct fieldwork, interviews, and background checks to produce objective reports for Sales and Credit Teams. The role requires strong analytical and communication skills, integrity, and the ability to travel within Metro Manila.