KYC AML Analyst (Checker/Maker)

RECRUIT EXPRESS PTE LTD; Santo Niño 1st; On-site; PHP 600,000 - 1,200,000; Full time

Job summary

Citi in the Philippines is seeking a seasoned KYC/AML specialist to perform reviews, verify customer information, and ensure documentation aligns with local rules and Citi standards.

You will flag suspicious activity, perform enhanced due diligence, collaborate with internal units, and ensure timely, accurate submissions with strong quality controls.

Qualifications

• 5-8 years relevant experience in KYC/AML/Due Diligence or banking preferred.
• Knowledge of AML/KYC policies, bank systems and due diligence processes.
• Subject Matter Expert in KYC/AML activities.

Responsibilities

• Perform KYC reviews and ensure documentation comply with local regulation and Citi standards.
• Highlight suspicious product usage to senior management for review.
• Assist Citi on KYC efforts per CBSU AML KYC Ops procedures.
• Determine if accounts are in scope; perform ID verification and screening.
• Validate customer information from internal data or third-party sites and conduct enhanced due diligence.
• Coordinate with internal units to ensure proper due diligence and review completion.
• Request information from Outreach/RM to complete reviews.
• Maintain quality standards (90%+ for KYC reviews) and flag discrepancies.
• Coordinate QC and BA reviews and respond to discrepancies.
• Possibly contact customers by phone when needed.

Skills

KYC/AML knowledge

Banking experience

Attention to detail

Job description

Duties:

• Perform KYC reviews and ensure documentation comply with local regulation and Citi standards KYC reviews (Scheduled & Unscheduled Reviews for Client types across varied risk classes) including monitoring and tracking of KYC records, assisting with the development and execution of action plan for expiring records, and ensuring records are not past due

• Any suspicious product usage from AML perspective gets highlighted to senior management for further reviews promptly

• Assist Citi on KYC efforts in accordance to the CBSU AML KYC Ops procedures

• Determining if the accounts are in scope

• Client Identification, Verification and Screening

• Information such as customer’s address, employment (including employer), connectivity to PEP/SPF (Sanctions Screening), will be validated and confirmed. These will be validated based on existing information available or through approved third party sites. Based on the results, enhanced due diligence checks will be performed which include negative news and social media checks

• Partner with internal units to ensure adequate due diligence process is carried out for customer accounts and documentation reviews

• Send the requests to Outreach/RM for accounts where information is required to complete the review

• Ensure to maintain quality standards (90% and above) for the KYC reviews undertaken

• Ensure any tech issue/procedural clarifications gets highlighted to managers for further review and guidance

• Ensure to get Quality Control (QC) review done on files prior to submission and respond/correct any discrepancies identified during QC reviews

• Submit record for Business Approval once review is complete and respond/correct any discrepancies identified during BA reviews

• Has experience in calling customers as there is a probability that you might reach out to customers

Requirements:

• 5 - 8 years relevant experience in KYC/AML/Due Diligence or has banking experience is Preferred

• Knowledge of AML/KYC policies including bank systems, applications and due diligence processes

• Subject Matter Expert

We regret that only shortlisted candidates will be notified.