AML/KYC Senior Analyst

MicroSourcing; Philippines; On-site; PHP 1,200,000 - 2,400,000; Full time

Benefits offered by this job

Above-market compensation

Healthcare from day one

Dependent coverage

Paid time off with cash conversion

Group life insurance

Performance bonuses

Job summary

MicroSourcing is seeking an AML/KYC Senior Analyst to join our hybrid dayshift team in Taguig (BGC). You will lead advanced due diligence for high‑risk clients, review junior analysts' KYC files, and guide onboarding decisions with senior management. The role requires strong regulatory knowledge and hands-on screening tool experience.

You'll collaborate with cross‑functional teams to strengthen controls, mentor junior staff, and drive process improvements aligned with FATF standards.

Qualifications

• 3–5 years of KYC/AML or financial crime operations experience.
• Hands-on use of screening tools: World-Check, LexisNexis, Dow Jones, Refinitiv.
• Knowledge of FATF and local regulations.
• Experience handling high-risk profiles (PEP, trusts, SPVs).
• Bachelor’s degree in Finance, Accounting, or related field.

Responsibilities

• Perform Advanced Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high-risk entities and complex ownership structures.
• Review and sign off on KYC files completed by junior analysts to ensure compliance controls.
• Execute risk assessments including validation of SoW and SoF for high-net-worth clients.
• Lead investigations into adverse media, sanctions hits, and reputational risks to inform onboarding decisions.
• Act as primary escalation point for suspicious cases and support workload planning.

Skills

KYC/AML expertise

Regulatory compliance

Analytical thinking

Mentoring

Education

Bachelor's degree in Finance/Accounting

Tools

World-Check

LexisNexis

Dow Jones

Refinitiv

Job description

AML/KYC Senior Analyst

Location: BGC, Taguig City

Work setup & shift: Hybrid L Dayshift

Benefits

• Competitive Rewards: Enjoy above-market compensation, healthcare coverage on day one, plus one or more dependents, paid time‑off with cash conversion, group life insurance, and performance bonuses
• A Collaborative Spirit: Contribute to a positive and engaging work environment by participating in company-sponsored events and activities.
• Work‑Life Harmony: Enjoy the balance between work and life that suits you with flexible work arrangements.
• Career Growth: Take advantage of opportunities for continuous learning and career advancement.
• Inclusive Teamwork: Be part of a team that celebrates diversity and fosters an inclusive culture.

Responsibilities

• Perform Advanced Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) for high‑risk entities and complex ownership structures.
• Review and sign off on KYC files completed by junior analysts to ensure strict adherence to internal quality and compliance controls.
• Execute in‑depth risk assessments, including the validation of Source of Wealth (SoW) and Source of Funds (SoF) for high‑net‑worth clients.
• Lead specialized investigations into adverse media, sanctions hits, and potential reputational risks to recommend onboarding decisions.
• Act as the primary escalation point for suspicious cases while supporting managers with workload planning and case prioritization.

Qualifications (Non‑negotiables)

• Minimum 3–5 years of experience specifically in KYC, AML, or Financial Crime Operations within the banking or fintech sectors.
• Hands‑on expertise using industry‑standard screening tools such as World‑Check, LexisNexis, Dow Jones, or Refinitiv.
• Mastery of global AML regulations (e.g., FATF) and a strong ability to interpret local regulatory requirements.
• Proven experience handling high‑risk customer profiles, including PEPs and intricate legal entities (Trusts, SPVs, etc.).
• Advanced analytical and investigative skills with a Bachelor’s degree in Finance, Accounting, or a related business field.

Preferred Skills/Expertise

• Professional certification in compliance, such as CAMS (Certified Anti‑Money Laundering Specialist) or ICA.
• Demonstrated experience in mentoring or coaching new joiners and junior analysts within a compliance team.
• Background in supporting internal audits or participating in large‑scale KYC remediation and digital onboarding projects.
• Ability to identify process gaps and recommend automation solutions to improve operational efficiency.
• Strong stakeholder management skills, with the ability to present risk findings clearly to senior leadership and legal teams.