Junior Credit Controller

Private Advertiser; Cebu City; On-site; PHP 240,000 - 360,000; Full time

Job summary

Private Advertiser in Cebu seeks a Junior Credit Controller to join their finance team on a full-time basis. You will support credit control, manage customer accounts, and help ensure adherence to credit policies and procedures.

Ideal candidates have 1–2 years in credit control or AR, strong Excel and Word skills, and excellent English communication. This role offers a hands-on entry into banking and financial services with room to grow.

Qualifications

• Tertiary education in accounting/finance is required.
• 1–2 years experience in credit control or accounts receivable.
• Strong attention to detail and accuracy with financial data.

Responsibilities

• Monitor customer accounts and ensure timely payments.
• Process credit applications and initial assessments.
• Maintain accurate credit records and documentation.
• Follow up on outstanding payments via calls and emails.
• Prepare credit reports for management.
• Assist in the recovery of overdue accounts.
• Support day-to-day administrative tasks.
• Liaise with sales/operations/finance to resolve issues.
• Ensure compliance with policies and regulatory requirements.
• Contribute to process improvements.

Skills

Attention to detail

Excel

Word

English comms

Multitasking

Customer service

Confidentiality

Education

Bachelor's degree in accounting/finance

Tools

Microsoft Excel

Microsoft Word

Job description

About the role

Our client is seeking a Junior Credit Controller to join their dynamic team on a full-time basis in Cebu, Central Visayas. This is an excellent opportunity for an ambitious professional looking to establish a career in credit management within the financial services sector. In this role, you will support the credit control function, assisting in the management of credit portfolios, customer accounts, and ensuring compliance with credit policies and procedures. Your contributions will be vital to maintaining healthy credit standards and supporting the overall profitability of the organization.

Key responsibilities

• Monitor and manage customer accounts to ensure timely payment of invoices and credit obligations
• Process credit applications and conduct initial credit assessments in accordance with company policies
• Maintain accurate and up-to-date credit records and documentation
• Follow up with customers regarding outstanding payments and arrears through calls, emails and written correspondence
• Prepare credit reports and statements for management review
• Assist in the recovery of overdue accounts and coordinate with customers on payment arrangements
• Support the credit team in day-to-day administrative tasks and data entry activities
• Liaise with sales, operations and finance teams to resolve credit-related issues
• Ensure compliance with credit policies, procedures and regulatory requirements
• Contribute to the improvement of credit control processes and procedures

What we're looking for

• Tertiary education qualification in accounting, finance or a related field is a must
• 1-2 years of experience in credit control, accounts receivable, or a related financial services role
• Strong attention to detail and accuracy in handling financial data and records
• Proficiency in Microsoft Office applications, particularly Excel and Word
• Excellent written and verbal communication skills in English
• Ability to manage multiple priorities and meet deadlines in a fast-paced environment
• Customer service orientation with the ability to communicate professionally with clients
• Understanding of basic accounting principles and credit management concepts
• Willingness to learn and develop within a banking and financial services environment
• Strong ethical standards and commitment to confidentiality