IT AI Product Owner

Home Credit Philippines; Philippines; Hybrid; PHP 1,200,000 - 2,400,000; Full time

Benefits offered by this job

Hybrid work setup

Permanent dayshift schedule

Performance bonus up to 20%

HMO from Day 1

Mental health coverage

Wellness leave

Internal career mobility

International office exposure

Job summary

Home Credit Philippines is seeking an AI Product Owner to steer AI initiatives within our IT scrum teams. You will translate AI goals into deliverables as user stories, collaborating with data scientists, engineers, and designers to validate journeys and model outputs.

You will manage the AI product roadmap, maintain the backlog, lead scrum ceremonies, and ensure ethical and compliance standards while driving data-driven optimization across the organization.

Qualifications

• 5+ years’ proven experience as a Product Owner, preferably in AI-driven product environments.
• Extensive hands-on experience with Agile and SCRUM delivery methodologies, including leading cross-functional teams in iterative product development cycles.
• Proven track record of owning and delivering successful customer-facing digital products, with a strong preference for AI technologies.
• Experience managing and launching mobile application-based products is highly desirable.
• Expertise in shaping, articulating, and communicating a clear product vision, strategy, and roadmap aligned with organizational objectives and user needs.
• Proven ability to translate complex business requirements into actionable user stories, epics, and product backlogs for AI-enabled solutions.
• Strong experience managing end-to-end product development lifecycle, including backlog prioritization and release planning based on business value and customer impact.
• Ability to collaborate with stakeholders to define business cases and value propositions for AI products.
• Demonstrated proficiency in leveraging data analytics and user feedback to drive continuous product optimization and inform decision making.
• Solid understanding of digital frameworks, with expertise in AI, machine learning, and data-driven product ecosystems.
• Strong program and project management skills; prior experience in business product ownership is an asset.
• Proven leadership in managing and mentoring teams, fostering a collaborative, high-performance environment.
• Strategic, operational, and management abilities with adaptability to changing priorities.
• Exceptional communication, leadership, analytical, and problem-solving skills; able to engage senior management and cross-departmental teams.
• Fluent in English; additional languages a plus.

Responsibilities

• Creates and maintains the AI product roadmap, understands business goals, and suggests AI-driven solutions.
• Organizes regular alignment and prioritization with stream leaders and key department SPOCs to ensure AI initiatives are on track.
• Creates and manages product documentation for AI features and keeps it updated and accessible for the entire company.
• Uses proper tools and workflows to run regular scrum events such as Sprint Retrospectives, Sprint Reviews, and Daily Standups.
• Maintains product backlog with properly described user stories and EPICs.
• Educates stakeholders about scrum practices and proper workflows.
• Communicates effectively with stakeholders and the scrum team.
• Leads and motivates the team for optimal performance.
• Prefers data-driven decisions over opinion-driven ones.
• Actively seeks opportunities for AI product optimization and improvements based on gathered data.
• Defines strategy and ensures execution for AI initiatives.
• Shapes and defines the AI product’s purpose and functions.
• Leads, coaches, and motivates team members on a proactive basis.
• Clearly communicates expectations to team members and stakeholders.
• Acts as a mediator between stakeholders and team members.
• Shares best practices within the HC community.
• Supports an open company culture and values.

Skills

AI product ownership

Agile/Scrum

Cross-functional leadership

Data-driven decisions

User stories & backlogs

Stakeholder management

Team mentoring

Communication

Strategic planning

Ethics & compliance awareness

Tools

SQL

Job description

Job Description:

About The Job

The AI Product Owner manages the business’ interests in our IT scrum teams. He is responsible in turning AI goals into deliverables in the form of user stories. They collaborate with product owners, data scientists, engineers, and designers to validate customer journeys, review model outputs, refine wireframes, and give business context for decisions. The role oversees development to meet ethical, compliance, and business standards, resolves incidents, collects feedback, monitors performance, benchmarks practices, and drives ongoing AI optimization across the organization.

What You Will Do

• Creates and maintains the AI product roadmap, understands business goals, and suggests AI-driven solutions.
• Organizes regular alignment and prioritization with stream leaders and key department SPOCs to ensure AI initiatives are on track.
• Creates and manages product documentation for AI features and keeps it updated and accessible for the entire company.
• Uses proper tools and workflow to run regular scrum events such as Sprint Retrospectives, Sprint Reviews, and Daily Standups.
• Maintains product backlog with properly described user stories and EPICs.
• Educates stakeholders about scrum practices and proper workflows.
• Communicates effectively with stakeholders and the scrum team.
• Leads and motivates the team for optimal performance.
• Prefers data-driven decisions over opinion-driven ones.
• Actively seeks opportunities for AI product optimization and improvements based on gathered data (user feedback, analytics).
• Defines strategy and ensures execution for AI initiatives.
• Shapes and defines the AI product’s purpose and functions.
• Leads, coaches, and motivates team members on a proactive basis.
• Clearly communicates expectations to team members and stakeholders.
• Acts as a mediator between stakeholders and team members.
• Shares best practices within the HC community (including HC group).
• Actively supports an open company culture and values (focus on results, innovation, entrepreneurship, fairness).

What You Should Have

• Minimum of 5 years’ proven experience as a Product Owner, preferably in AI-driven product environments.
• Extensive hands-on experience with Agile and SCRUM delivery methodologies, including leading cross-functional teams in iterative product development cycles.
• Demonstrated track record of owning and delivering successful customer-facing digital products, with a strong preference for those involving AI technologies.
• Experience managing and launching mobile application-based products is highly desirable.
• Expertise in shaping, articulating, and communicating a clear product vision, strategy, and roadmap aligned with organizational objectives and user needs.
• Proven ability to translate complex business requirements into actionable user stories, epics, and product backlogs, specifically for AI-enabled solutions.
• Strong experience managing the end-to-end product development lifecycle, including backlog prioritization and release planning based on both business value and customer impact.
• Ability to collaborate with stakeholders to define business cases and value propositions for AI products.
• Demonstrated proficiency in leveraging data analytics and user feedback to drive continuous product optimization and inform decision making.
• Solid understanding of digital frameworks, with expertise in AI, machine learning, and data-driven product ecosystems.
• Strong program and project management skills; prior experience in business product ownership is an asset.
• Proven leadership in managing and mentoring teams, fostering a collaborative, high-performance environment.
• Strategic, operational, and management abilities, with a demonstrated capacity to adapt swiftly to changing environments and shifting priorities.
• Exceptional communication, leadership, analytical, and problem-solving skills, with the ability to engage and influence senior management and cross-departmental teams.
• Fluent in English, both spoken and written; additional language skills are a plus.

What Can Set You Apart

• Product management experience
• Experience in Agile dev environment
• Advanced Standard Query Language (SQL) skills
• Strong statistical foundations

Job Perks You’ll Enjoy

• Hybrid work set-up
• Permanent dayshift schedule
• Up to 20% variable performance-based bonus
• HMO on Day 1 / HMO with dependents
• Access to mental health coverage and wellness partners
• Wellness Leave and Birthday Leave benefits
• Internal Career Mobility
• Opportunity to work and train in our international offices

Empower Filipinos with innovative financial solutions at Home Credit Philippines.

At Home Credit Philippines, we believe that everyone has something special to offer. Our motto "No Small Roles, Everyone is Important" is at the heart of everything we do. We think diversity makes our company better and every single job and person here plays a big part in our success.

We’re all about creating a welcoming place where everyone feels valued for who they are. This means we make sure that everyone, no matter their background or what they look like, gets a fair chance at jobs, training, and promotions.

When it comes to hiring, everyone gets a fair look. It doesn’t matter where you’re from, what you believe, who you love, whether you have a disability, or any other or any other condition protected under Philippine laws. If you meet the job requirements, you have a chance to get the job.

Come join us at Home Credit, where diversity fuels our innovation.

Here, there are #NoSmallRoles and #EveryoneisImportant.