Investment Analyst

Armed Forces & Police Savings and Loan Association, Inc. (AFPSLAI); Philippines; On-site; PHP 600,000 - 1,000,000; Full time

Job summary

AFPSLAI through CIMD seeks a qualified professional to conduct research, analysis, and technical support for the investment function and liquidity monitoring activities.

You will evaluate banks for accreditation, analyze investment earnings, generate daily market rates, facilitate loans as needed for contingency funding, and prepare Investment and Liquidity reports to guide risk management.

Qualifications

• Bachelor's degree in a relevant field is required.
• At least 4 years of work experience in banking or finance.
• Strong analytical and quantitative skills are essential.

Responsibilities

• Evaluates application for accreditation of banks as potential investment partner or depository bank.
• Analyses earnings from investments and assesses against financial statements.
• Generates daily market rates (BVAL) and macro indicators for investment impact.
• Facilitates bank loans as part of contingency funding plan.
• Prepares Investment and Liquidity reports for management review.
• Recommends liquidity risk moderation and emergency funding sources.
• Reviews banks' financial information to set placement limits for risks.
• Recommends bank credit ratings for short-term cash placements.
• Evaluates corporate and government bonds as investment options and terms.
• Oversees potential bond issuances as an investment strategy when funds allow.

Skills

Financial analysis

Liquidity monitoring

Investment evaluation

Report preparation

Bank accreditation

Education

Bachelor’s degree in Accounting, Economics, Banking & Finance or Business Management

Job description

Responsible for conducting research, analysis, assessment and technical support relative to the investment function and liquidity monitoring activities of CIMD.

Key Competencies, Duties and Responsibilities

Duties & Responsibilities

Core Functions

1. Evaluates application/s for accreditation of banks or other financial institutions as potential investment partner or depository/servicing bank.

1. Analyzes actual earnings from investments on prevailing market rates and computes opportunity loss/gains, if any and assesses against financial statement.

1. Generates daily market rates (BVAL Rates), stock market performance and other macro-economic indicators by conducting sound evaluation for possible impact on investment program.

1. Facilitates bank loans, as authorized, to form part of contingency funding plan

1. Prepares reports relative to Investment Report and Other Liquidity Report

1. Recommends moderation for liquidity risks by establishing emergency funding sources.

1. Reviews financial information of accredited banks to help set placement limits, particularly in situations of the Association’s exposure to credit, investment, or liquidity risks.

2. Recommends credit rating of banks where potential cash operational funds would be placed for short-term time deposits.

1. Evaluates corporate and government bonds as a potential investment for a certain period and compliance with investment restrictions stated in the Investment Manual.

1. Oversees potential bond issuances as an investment strategy when surplus operational funds are available.

Job Specifications / Requirements

Educational Background:

Graduate of Bachelor’s Degree preferably in Accounting, Economics, Banking & Finance or Business Management

Work Experience:

Must have at least four (4) years of work-related experience in a related field.