HEAD, CREDIT CONTROL AND DOCUMENTATION - SOUTH METRO MANILA

Metrobank; Taguig; On-site; PHP 900,000 - 1,500,000; Full time

Job summary

Metrobank is seeking Head, Credit Control and Documentation in South Metro Manila. The role oversees the documentation team, validating and filing loan documents while ensuring adherence to policy and approvals.

You will supervise staff, coordinate with Lending Units, and drive process improvements to close gaps in controls and reporting. Ideal candidates have a solid banking background, at least 5 years in commercial lending and 2 years of people management, with strong attention to detail and

Qualifications

• Bachelor's degree in Business, Finance, Banking or related field.
• Minimum 5 years in commercial lending, credit operations and loan documentation.
• At least 2 years of people management experience.
• Strong knowledge of commercial banking credit processes and post-approval operations.
• Experience in policy review, process improvement and internal controls.

Responsibilities

• Review and approve legal and collateral documents as Documents In Order per policies and delegated authority.
• Supervise Documentation Review Officers and Documentation Assistants; ensure output quality and timely reporting.
• Ensure timely preparation of Transaction Release Slip for incomplete requirements and endorse deviations.
• Maintain updated documentation policies and cascade them to staff with timely discussions.
• Support division head with staffing, MI reports and special projects; coordinate with Lending Units for deficiencies.
• Oversee loan and collateral documents custody, validation, and maintenance; ensure compliance with terms and approval conditions.

Skills

People management

Credit risk

Attention to detail

Process improvement

Policy knowledge

Education

Bachelor's degree in Business, Finance, Banking

Job description

HEAD, CREDIT CONTROL AND DOCUMENTATION - SOUTH METRO MANILA

Be #InGoodHands with Metrobank

Here at Metrobank, we don't simply hire employees—we hone future leaders. We provide opportunities that enhance your skills and unlock your talents, helping you evolve into a well-rounded individual. We supply you with all the pieces you need to do your best work, unleashing your full potential to help you secure your future and lead a fulfilling career. And with Metrobank's strong heart for the community, you have the chance to give back and make worthwhile contributions to our nation's economic and social development.

With Metrobank, a meaningful life is within your reach!

Position Title :Head, Documentation & Control Department

Job Summary:

Reviews and approves legal and collateral documents as Documents In Order based on prescribed documentation policies and tiered approving authority.

Directly supervises, plans and directs the activities and functions of the Documentation Review Officers and Documentation Assistants in compliance with the Bank’s policies and procedures geared towards the attainment of the division’s goals and objectives

Role Exposure:

• Reviews and approves legal and collateral documents as Documents in Order for all approved loan and credit line facilities based on delegated approving authorities, ensuring compliance to the terms and conditions as per approval media and guided by prescribed policies and procedures on loan documentation.
• Directly supervises the documentation functions of Documentation Review Officers and Documentation Assistants, to wit:
  • Ensures quality of output in terms of accuracy and completeness of documentation requirements; timely sending of legal documents to Lending Units
  • Ensures updated documentation policies are cascaded to the documentation personnel in a timely manner and discussions held where warranted.
  • Ensures timely submission of reports
• For availments against approved loans with incomplete documentary requirements, ensures the timely preparation of Transaction Release Slip (TRS) based on the agreed Service Level Agreement and endorses/approves documentation requirement deviations based on approved delegated authorities
• Reviews existing policies/ procedures to enhance the control function and close process gaps, where warranted.
• Supports the Credit Control Division Head in managing the Division’s manning requirements and provides management information reports and assistance in special projects.
• Monitors and manages the resolution and regularization of all exceptions and findings arising from internal and external audits
• Actively manages the preparation and monitoring of the Monthly Document Deficiency Report and participates in the coordination with Lending Units for the resolution/compliance of the noted deficiencies.
• Supervises the active management of loan and collateral documents of DROs/DA involving the process of receiving, validation of completeness against terms and conditions of approval, custodianship and maintenance of collateral files.
• Performs other related functions that may be assigned from time to time.

Qualifications:

• Bachelor’s degree in Business, Finance, Banking, or a related field.
• Minimum 5 years of experience in commercial lending, credit operations, and loan documentation.
• At least 2 years of people management experience.
• Strong knowledge of commercial banking credit processes and post-approval operations.
• Experience in policy review, process improvement, and operational controls.
• Strong credit and risk management mindset with excellent attention to detail.
• Ability to streamline processes and implement effective controls.
• Experience from local or international banks; local banking experience preferred.
• Exposure to corporate/commercial accounts is an advantage