General Manager

Cepat Kredit Financing Inc.; Eastern Manila District; On-site; PHP 3,000,000 - 6,000,000; Full time

Job summary

Good Deal Financing Inc. seeks a General Manager to provide strategic leadership and overall management for its financing operations in the Philippines. The role focuses on growth, risk management, and regulatory compliance across all departments, including Sales, Credit, and Operations.

The GM will drive performance through data-driven decisions, build strategic partnerships, and promote an accountable, value-driven culture aligned with company core values.

Qualifications

• Bachelor's degree in Business Admin, Management, Finance, Economics, Marketing, Accounting, or related field.
• MBA or related master's degree is an advantage.
• Strong leadership and people-management capabilities.
• Deep experience in financing, lending, risk, and portfolio management.
• Knowledge of Philippines regulatory compliance for finance.
• Proven ability to translate strategy into measurable results.

Responsibilities

• Lead overall operations of Good Deal Financing Inc. and align with strategic objectives.
• Develop business strategies, operating plans, and performance targets.
• Drive sales and financing growth through new markets and partnerships.
• Oversee portfolio performance, credit, collections, and risk controls.
• Build and maintain key partnerships with dealers, banks, and service providers.
• Provide regular updates to President/CEO and ensure governance compliance.

Skills

Leadership

Strategic thinking

Financial mgmt

Risk management

Regulatory compliance

Education

Bachelor's in business/related

MBA preferred

Job description

Deployment Disclaimer:
This position is intended for deployment to an affiliated company, Good Deal Financing Inc., and not to Cepat Kredit Financing Inc. The incumbent shall primarily perform the duties, responsibilities, and business functions assigned under Good Deal Financing Inc., subject to applicable management directives and organizational requirements.

JOB SUMMARY

The General Manager is responsible for providing overall leadership, strategic direction, and management of Good Deal Financing Inc. The role oversees business growth, sales and financing operations, credit and portfolio performance, collections, partnerships, customer experience, financial performance, regulatory compliance, and organizational effectiveness. The General Manager is accountable for translating the Company’s strategic direction into measurable business results while ensuring sustainable growth, operational efficiency, sound risk management, and adherence to Company policies and regulatory requirements.

JOB DUTIES AND RESPONSIBILITIES

1. Lead and oversee the overall business operations of Good Deal Financing Inc., ensuring that all departments and functions operate efficiently and remain aligned with the Company’s strategic objectives.

2. Develop and implement business strategies, annual operating plans, and performance targets to drive sustainable growth, profitability, market expansion, and achievement of Company objectives.

3. Drive sales and financing growth by identifying new markets, financing opportunities, products, distribution channels, partnerships, and customer acquisition strategies.

4. Oversee financing portfolio performance, including loan production, approval trends, portfolio quality, delinquency, collections, and other key indicators to maintain a healthy and profitable portfolio.

5. Manage and strengthen dealer, merchant, supplier, broker, referral, and other strategic partnerships to expand the Company’s market presence and generate sustainable business opportunities.

6. Review business and financial performance through regular analysis of revenue, expenses, profitability, productivity, portfolio performance, and operational KPIs, and implement appropriate corrective actions when necessary.

7. Oversee credit, risk, collection, and operational controls to ensure that business growth is balanced with responsible financing practices and acceptable risk exposure.

8. Ensure compliance with applicable laws, SEC regulations, financing regulations, data privacy requirements, anti-money laundering requirements, and internal Company policies and procedures.

9. Lead, manage, and develop Department Heads and key leaders, establish clear accountabilities and performance standards, and ensure effective coordination across Sales, Credit, Collections, Finance, Operations, Marketing, Customer Service, HR, and other support functions.

10. Drive process improvement and digitalization initiatives to simplify customer journeys, improve turnaround time, enhance operational efficiency, strengthen controls, and support scalable business growth.

11. Champion customer experience and service excellence by ensuring financing processes are simple, responsive, transparent, and aligned with the needs of the Company’s target market.

12. Identify, evaluate, and manage major business risks and issues, including operational, financial, credit, compliance, reputational, and partnership risks, and recommend appropriate preventive or corrective actions.

13. Provide regular business performance reports, strategic recommendations, and management updates to the President, CEO, and/or other appropriate management authorities.

14. Build and maintain productive relationships with key stakeholders, including business partners, regulatory bodies, financial institutions, suppliers, service providers, and other external organizations relevant to the Company’s operations and expansion.

15. Promote a performance-driven and accountable organizational culture aligned with Good Deal’s Core Values of Integrity, Simplicity, Excellence, Teamwork, and Empowerment.

16. Perform other functions and strategic assignments that may be assigned by the President, CEO, or Management in support of the Company’s objectives.

QUALIFICATIONS

1. Bachelor’s degree in Business Administration, Management, Finance, Economics, Marketing, Accounting, or any related field.

2. Master’s degree in Business Administration or a related field is an advantage.

3. At least 8–10 years of progressive experience in financing, lending, banking, consumer finance, automotive or motorcycle financing, fintech, or a related industry.

4. At least 5 years of experience in a senior management or business leadership position, preferably with responsibility for multiple departments or major business functions.

5. Strong background in business development, sales, financing operations, credit, collections, portfolio management, financial management, and risk management.

6. Experience in dealer-based, merchant-based, consumer, motorcycle, automotive, or asset financing is highly preferred.

7. Strong understanding of regulatory compliance applicable to financing and lending companies in the Philippines.

8. Demonstrated experience in developing business strategies, managing budgets and P&L, setting organizational targets, and delivering measurable business results.

9. Strong leadership, strategic thinking, commercial judgment, decision-making, stakeholder management, and people management capabilities.

10. Strong analytical skills with the ability to interpret financial, operational, sales, portfolio, and market data.

CORE COMPETENCIES

Strategic Leadership – Establishes clear business direction and translates organizational objectives into executable strategies.

Business and Commercial Acumen – Understands market opportunities, revenue drivers, profitability, customer needs, and competitive dynamics.

Financial and P&L Management – Effectively manages revenue, expenses, profitability, budgets, and overall financial performance.

Credit and Risk Management – Balances business growth with portfolio quality, sound credit practices, collections performance, and risk controls.

Business Development and Partnership Management – Builds sustainable relationships and identifies opportunities that expand the Company’s reach and financing portfolio.

Operational Excellence – Improves processes, productivity, controls, turnaround times, and service delivery.

Data-Driven Decision Making – Uses business, financial, operational, and portfolio information to make informed management decisions.

People Leadership and Development – Builds capable leaders, establishes accountability, coaches employees, and drives organizational performance.

Stakeholder Management – Effectively manages relationships with Management, employees, customers, partners, regulators, and other external stakeholders.

Governance and Compliance – Demonstrates sound judgment and ensures Company activities comply with regulatory, ethical, and internal governance requirements.