Fraud Investigation Associate (Card Fraud / Identity Theft) – Onsite | Shifting | Full Time

Risewave Consulting, Inc.; Quezon City; On-site; PHP 480,000 - 720,000; Full time

Job summary

Risewave Consulting, Inc. is seeking a qualified Fraud Investigator to conduct investigations and support compliance programs in a full onsite setup in Metro Manila.

You will analyze data, monitor transactions, and identify suspicious patterns to mitigate fraud risks. The role requires 2–3 years of relevant experience, strong English communication, and hands-on investigation expertise in card, wire, online account, and check fraud.

Qualifications

• Bachelor's degree in any relevant field.
• 2–3 years of experience in fraud investigation, transaction monitoring, financial crime prevention, or compliance.
• Strong written and verbal English communication skills.
• Hands-on experience investigating suspicious activities and transactions to detect, prevent, and mitigate fraudulent behavior.
• Experience handling fraud cases involving card fraud, wire fraud, online account fraud, and check fraud.
• Knowledge of fraud typologies, including identity theft, account abuse, account takeover (ATO), profile takeover, and scams.
• Strong analytical, investigative, and problem-solving skills.
• Ability to review transaction data, assess evidence, and document investigation findings accurately.

Responsibilities

• Conduct compliance reviews and assessments to ensure adherence to applicable regulatory requirements and internal policies.
• Support the implementation and maintenance of compliance programs, frameworks, and internal controls to mitigate risks.
• Analyze data and transaction records to identify unusual patterns, assess risks, and support compliance decisions.
• Monitor financial transactions to detect potential financial crimes, suspicious activities, and fraudulent behavior.
• Investigate suspicious activities and transactions to identify, prevent, and mitigate fraud risks.
• Conduct investigations involving card fraud, wire fraud, online account fraud, and check fraud.
• Identify and assess fraud typologies, including identity theft, account abuse, account takeover (ATO), profile takeover, and scams.
• Gather and evaluate information from multiple sources to establish facts, identify patterns, and support investigation outcomes.
• Prepare investigation findings and documentation in accordance with established procedures and reporting requirements.
• Collaborate with internal teams to strengthen fraud prevention measures, improve processes, and maintain effective controls.
• Apply ethical standards, sound judgment, and professional integrity when handling sensitive information and investigation cases.
• Participate in relevant training and development activities to enhance fraud investigation, compliance, and risk management expertise.

Skills

Fraud investigation

Data analysis

Written and verbal English

Analytical thinking

Problem solving

Team collaboration

Education

Bachelor's degree

Job description

• Conduct compliance reviews and assessments to ensure adherence to applicable regulatory requirements and internal policies.
• Support the implementation and maintenance of compliance programs, frameworks, and internal controls to mitigate risks.
• Analyze data and transaction records to identify unusual patterns, assess risks, and support compliance decisions.
• Monitor financial transactions to detect potential financial crimes, suspicious activities, and fraudulent behavior.
• Investigate suspicious activities and transactions to identify, prevent, and mitigate fraud risks.
• Conduct investigations involving card fraud, wire fraud, online account fraud, and check fraud.
• Identify and assess fraud typologies, including identity theft, account abuse, account takeover (ATO), profile takeover, and scams.
• Gather and evaluate information from multiple sources to establish facts, identify patterns, and support investigation outcomes.
• Prepare investigation findings and documentation in accordance with established procedures and reporting requirements.
• Collaborate with internal teams to strengthen fraud prevention measures, improve processes, and maintain effective controls.
• Apply ethical standards, sound judgment, and professional integrity when handling sensitive information and investigation cases.
• Participate in relevant training and development activities to enhance fraud investigation, compliance, and risk management expertise.

What You Must Have

• Bachelor's degree in any relevant field.
• At least 2–3 years of relevant experience in fraud investigation, transaction monitoring, financial crime prevention, or compliance.
• Strong written and verbal English communication skills.
• Hands-on experience investigating suspicious activities and transactions to detect, prevent, and mitigate fraudulent behavior.
• Experience handling fraud cases involving card fraud, wire fraud, online account fraud, and check fraud.
• Knowledge of fraud typologies, including identity theft, account abuse, account takeover (ATO), profile takeover, and scams.
• Strong analytical, investigative, and problem-solving skills.
• Ability to review transaction data, assess evidence, and document investigation findings accurately.

What Sets You Apart

• Willingness to work in a full onsite setup and adapt to a rotational shifting schedule, including weekends and holidays.
• Knowledge of compliance requirements, governance frameworks, and internal control procedures.
• Proficiency in analyzing transaction data and identifying suspicious patterns and potential risks.
• Familiarity with fraud detection tools, investigation procedures, and risk mitigation strategies.
• Strong attention to detail and the ability to handle confidential and sensitive information.
• Excellent communication, critical thinking, and active listening skills.
• Ability to collaborate effectively with team members and adapt to changing business needs.
• Commercial awareness and an understanding of financial services operations and associated fraud risks.