FinTech Credit Risk Analyst & Data Strategist

Globe; Philippines; On-site; PHP 800,000 - 1,200,000; Full time

Job summary

Globe, through its GCash FinTech platform, invites you to join a team shaping credit risk for the nation. You will influence acquisition policy, analyze loan data, and monitor portfolio performance to optimize risk management across the fastest-growing fintech in the Philippines.

Collaborating with Products, Tech, and Sales, you will help streamline loan processes and implement automated risk controls while delivering actionable insights to senior management.

Qualifications

• Analytical mindset and ability to work with large datasets.
• Ability to translate data into actionable risk insights.
• Familiarity with credit risk concepts and policies.

Responsibilities

• Analyze and assess creditworthiness of potential eligible base (EB) using various data sources, and internal scoring models.
• Contribute to the development, implementation, and refinement of acquisition credit risk strategies and eligibility policies.
• Monitor the effectiveness of current credit strategies and recommend adjustments based on portfolio performance, market trends, and risk appetite.
• Utilize statistical analysis and modeling techniques to enhance risk segmentation and decision-making.

Job description

Globe, through its GCash FinTech platform, invites you to join a team shaping credit risk for the nation. You will influence acquisition policy, analyze loan data, and monitor portfolio performance to optimize risk management across the fastest-growing fintech in the Philippines.

Collaborating with Products, Tech, and Sales, you will help streamline loan processes and implement automated risk controls while delivering actionable insights to senior management.