FinOps Reconciliation & Controls Lead

OwnBank; Taguig; Hybrid; PHP 480,000 - 720,000; Full time

Job summary

OwnBank is seeking an Accounting Controls Officer to own end-to-end FinOps reconciliation and settlement control across core cash positions, payment rails, cards, deposits, and loans. You will ensure transaction completeness, accurate postings, and audit-ready documentation for InstaPay and PesoNet.

The role covers daily reconciliation, exception lifecycle management, cross-team coordination to maintain settlement health, and GL integrity, focusing on timely break resolution and process

Qualifications

• 2–5+ years in FinOps, payments operations, settlements, bank ops, reconciliations, or accounting ops.
• Strong Excel/Sheets; comfortable with large datasets and exception investigation.
• Control-minded with strong documentation discipline.

Responsibilities

• Run daily/periodic reconciliation + settlement controls for BSP DDA and payment rails (InstaPay/PesoNet), validating: file/report completeness, posting completeness, and cut-off correctness.
• Perform end-to-end exception lifecycle management: log breaks, investigate root cause, drive cross-team resolution, and enforce aging SLAs.
• Reconcile InstaPay/PesoNet transactions between clearing/rail reports, bank/BSP statements, core system transactions, and GL accounts.
• Monitor and control unreconciled/suspense/clearing accounts related to payment rails, ensuring timely clearance and proper classification.
• Validate settlement-related accounting: fees, reversals, rejects, returns, chargebacks/adjustments, and operational entries.
• Coordinate break resolution with Treasury, Payments Ops, IT/Core Banking, Customer Support, Risk/Compliance, and Accounting.
• Produce FinOps dashboards: break aging, daily settlement health, top recurring break drivers, SLA attainment, operational risk indicators.
• Maintain audit-ready recon packs: evidence, sign-offs, incident narratives, and control attestations (maker-checker, access hygiene).
• Drive continuous improvement: matching rules, automation, standardized templates/SOPs, and root-cause elimination.

Skills

FinOps

Payments operations

Reconciliations

Excel/Sheets

Documentation

Job description

OwnBank is seeking an Accounting Controls Officer to own end-to-end FinOps reconciliation and settlement control across core cash positions, payment rails, cards, deposits, and loans. You will ensure transaction completeness, accurate postings, and audit-ready documentation for InstaPay and PesoNet.

The role covers daily reconciliation, exception lifecycle management, cross-team coordination to maintain settlement health, and GL integrity, focusing on timely break resolution and process