Field-Driven Credit Analyst

BPI DIRECT BANKO,INC. A SAVINGS BANK; Taguig; On-site; PHP 240,000 - 360,000; Full time

Job summary

BPI Direct BanKo, Inc. A Savings Bank is seeking a Credit Associate responsible for evaluating repayment capacity of loan applicants, including field visits to client premises.

The role involves reviewing applications, ensuring data accuracy, verifying eligibility, and presenting loan cases to the Credit Officer or credit committee for decision. Minimum 2 years in microfinance or banking with lending experience and willingness to do field work (95%) are required to support branch credit

Qualifications

• Bachelor's degree in Finance/Management/Economics or related field.
• Minimum 2 years of banking or microfinance experience, with lending knowledge.
• Willingness to do field work (95% of the time).

Responsibilities

• Review applications by loan associates for accuracy and completeness.
• Check applicant eligibility and verify information.
• Conduct site visits to client premises to verify data and existence of business.
• Submit loan applications for approval to Credit Officer or credit committee.

Skills

Credit analysis

Field work

Data accuracy

Community network

Education

Bachelor's degree in Finance/Management/Economics

Job description

BPI Direct BanKo, Inc. A Savings Bank is seeking a Credit Associate responsible for evaluating repayment capacity of loan applicants, including field visits to client premises.

The role involves reviewing applications, ensuring data accuracy, verifying eligibility, and presenting loan cases to the Credit Officer or credit committee for decision. Minimum 2 years in microfinance or banking with lending experience and willingness to do field work (95%) are required to support branch credit