Field Loan Origination Specialist

BPI DIRECT BANKO,INC. A SAVINGS BANK; Carcar; On-site; PHP 240,000 - 340,000; Full time

Job summary

The Loans Associate at BPI DIRECT BANKO,INC. A SAVINGS BANK is responsible for achieving loan origination targets and maintaining high portfolio quality through proactive relationship management and thorough servicing.

The role involves identifying and soliciting desirable loan accounts in the assigned area, implementing marketing strategies, gathering and evaluating documentary requirements, and ensuring proper funding structures while building strong local networks; field work is required (95%

Qualifications

• Graduate of a 4-year degree course, preferably in business-related disciplines (Finance / Management / Economics, etc.)
• Previous sales experience is needed but also open to fresh graduates with good sales acumen
• Familiarity with the community of the branch (main markets, target segment, local network and connections, etc.).
• Willing to do field work (95% of the time).

Responsibilities

• Identifies, solicits and maintains desirable loan accounts in the assigned area of responsibility.
• Implements identified marketing strategies geared towards the achievement of loan origination target.
• Gathers, assesses and validates loan documentary requirements and salient business information on a first hand/personalized basis both on operational and financial aspects necessary as basis for credit evaluation/review and decision.
• Assesses the most appropriate funding structure and utilization suitable to the clients based on the business' present needs.
• Implements pro-active account monitoring and servicing activities to help ensure maintenance of good loan portfolio quality.
• Provides inputs for the improvement of existing policies and guidelines of the lending operation
• Performs other tasks as may be assigned by the supervising Business Manager of the Financial Inclusion and Microfinance Solutions Group.

Skills

Sales acumen

Field sales

Community networking

Education

Bachelor's degree in Finance / Management / Economics

Job description

The Loans Associate at BPI DIRECT BANKO,INC. A SAVINGS BANK is responsible for achieving loan origination targets and maintaining high portfolio quality through proactive relationship management and thorough servicing.

The role involves identifying and soliciting desirable loan accounts in the assigned area, implementing marketing strategies, gathering and evaluating documentary requirements, and ensuring proper funding structures while building strong local networks; field work is required (95%