About the role
Conduct field visits to customers with past due accounts to collect outstanding loan payments, penalties, amortizations, and other applicable charges. Professionally communicate with borrowers to remind them of due dates and discuss payment obligations. Negotiate reasonable payment arrangements within approved company guidelines and issue collection receipts while ensuring proper documentation of all collections made during field visits.
Key responsibilities
- Conduct field visits to customers with past due accounts to collect outstanding loan payments, penalties, amortizations, and other applicable charges
- Professionally communicate with borrowers to remind them of due dates and discuss payment obligations
- Negotiate reasonable payment arrangements within approved company guidelines
- Issue collection receipts and ensure proper documentation of all collections made during field visits
- Accurately document collection activities, customer commitments, and visit results in the company's collection system
- Monitor promised payments and conduct timely follow-up visits when necessary
- Escalate delinquent or problematic accounts requiring legal action, skip tracing, or further investigation to the Credit and Collection Manager
- Educate customers regarding payment channels, billing procedures, applicable penalties, and account status
- Prepare daily accomplishment reports, collection reports, and field activity updates
- Assist in special collection campaigns, field investigations, and other credit and collection initiatives
About you
- At least College level education
- At least 1 year of relevant experience in Credit Investigation, Field Collection, or related financial services
- Strong analytical, investigative, and problem-solving skills
- Excellent interpersonal, negotiation, and communication skills
- High level of honesty, integrity, professionalism, and customer service orientation
- Ability to prepare accurate reports and maintain complete documentation
- Ability to use Microsoft Office applications (Excel, Word, Outlook) and other business systems
- Willing to perform extensive fieldwork and travel within assigned areas
- Must know how to drive both manual and automatic motorcycles
- Must possess a valid Professional Driver's License (Restriction Codes/Driver's License Codes applicable for motorcycles)
Benefits
- Paid training
- Promotion to permanent employee