Credit Support Specialist IV

JPMorgan Chase & Co.; Manila; On-site; PHP 670,000 - 1,004,000; Full time

Job summary

JPMorgan Chase & Co. is seeking a Credit Support Specialist IV in Manila. The role involves analyzing and spreading financial statements for Commercial and Investment Bank clients, ensuring accuracy in documentation and compliance with lending requirements.

The position requires strong communication, Excel/Access proficiency, and the ability to manage complex requests with minimal supervision. The candidate should be detail-oriented with excellent time management and stakeholder collaboration.

Qualifications

• Strong communication to stakeholders across levels.
• Manage complex requests with minimal supervision.
• Solid understanding of financial statements and loan documents.
• Advanced Excel and MS Access skills.
• Detail-oriented with strong problem-solving abilities.
• Good time management and client relations.

Responsibilities

• Analyze financial statements and complete spreading per guidelines.
• Process financial statements, appraisal reports, Borrowing Base Certificate, Compliance Certificate, mortgage documents, credit agreements and extract critical data.
• Review loan documents and process transactions per SLA.
• Interpret and understand legal underwriting documents and perform due diligence for lending requirements.
• Research requests within stipulated timelines.
• Interpret data and analyze results using bank systems.
• Follow up on deficient documentation with stakeholders.
• Make informed decisions regarding the documentation handled.

Skills

Communication skills

Independent decision making

Financial statements knowledge

Excel proficiency

MS Access proficiency

Attention to detail

Team collaboration

Time management

Client relationship management

Education

Bachelor’s degree in Commerce/Accounting

Tools

Excel

MS Access

Job description

Are you looking for an exciting opportunity to join a dynamic and growing team in a fast paced and challenging area?

As the Credit Support Specialist IV in a dynamic and growing team in a fast paced and challenging area, you are responsible for analyzing and spreading the financial statements of the Commercial and Investment Bank clients.

Job Responsibilities

• Perform analysis of Financial Statements and complete spreading as per the guidelines
• Process Financial Statements, Appraisal reports, Borrowing Base Certificate, Compliance Certificate, Mortgage documents, Credit Agreement and abstract critical data
• Review Loan documents and process transactions as per Service Level Agreement
• Interpret and understand legal documents pertaining to underwriting and perform due diligence to comply with the lending requirements
• Performs required research on the received request within stipulated timelines
• Interpret data, analyze results using bank’s operating systems
• Follows up on deficient documentation with relevant stake-holders
• Makes informed decisions regarding the documentation handled

Required qualifications, skills and capabilities

• Strong verbal & written communication to effectively communicate with various stake-holders and across levels
• Manage the complex requests with minimum supervision and independently make the decisions related to the process
• Good understanding of Financial Statements, Lease Agreement, Mortgage documents, Accounts Receivable reporting, Accounts Payable reporting, Rent Rolls Credit Agreement and other loan documents
• Advanced proficiency in Excel & MS Access
• Demonstrate the attributes of flexibility and accountability
• Excellent interpersonal skills to work effectively in team environment
• Attention to detail and problem solving skills

• Client relationship and time management

Preferred qualifications, skills and capabilities

• 2+ years of work experience, preferably in Banking/Mortgage/Financial Analysis and Loan Operations
• Bachelor’s degree in Commerce/Accounting preferred

Internal Application Eligibility Requirements

TENURE

Must meet minimum employment tenure requirement. Specific roles require longer tenure in current position to be eligible to apply. Unless established for specific positions by the line of business, the standard tenure requirement is 12 months.

PERFORMANCE

Meets satisfactory performance standards as defined by the firm

By submitting an application and/or joining the interview, you affirm to meet the Internal Mobility Eligibility Requirements as stated in the Applying forInternalPositions Firmwide Standard.

You are expected to provide true and accurate information to the Company during the recruitment and application process. Knowingly giving false or misleading information shall be subjected to the imposition of appropriate corrective action, following the firm’s HR Policies and Guidelines.

In partnership, Hiring Managers and Recruiters will review applications to determine which candidates best meet the required skills and experience specified in the job description. While not every application will result in an interview, applications will be acknowledged.