Credit Risk Review Specialist

Chinabank PH; Makati; On-site; PHP 500,000 - 800,000; Full time

Job summary

Chinabank Philippines is seeking a detail-oriented Credit Review Officer to strengthen credit quality and ensure compliance with regulations and internal policies.

In this role you will review loan portfolios, identify risks, prepare credit review reports, and present findings to management. The ideal candidate has a bachelor's degree in business, finance, or related field, at least 2 years in credit risk, and strong analytical and communication skills.

Qualifications

• Bachelor's degree in Business, Finance, Accounting, Economics, or related field.
• At least 2 years of experience in credit risk, credit review, or related functions within a financial institution.
• Strong analytical, problem-solving, and report-writing skills.
• Knowledge of financial statement analysis and credit risk assessment.
• Proficient in Microsoft Excel, Word, and PowerPoint.
• Able to communicate effectively with stakeholders across business units.

Responsibilities

• Review and assess loan portfolios to evaluate credit quality and compliance with policies.
• Conduct field reviews and identify potential credit risks and policy gaps.
• Prepare credit review reports and present findings to management.
• Monitor and follow up on action plans related to credit review findings.
• Evaluate loan classifications and recommend risk ratings and provisioning.
• Support credit risk management initiatives and improve review processes.
• Collaborate with business units and lending teams on risk matters.
• Provide guidance and training on credit risk topics when needed.

Skills

Analytical thinking

Problem solving

Report writing

Stakeholder communication

Excel proficiency

PowerPoint proficiency

Financial statement analysis

Credit risk assessment

Education

Bachelor's degree in Business, Finance, Accounting, Economics, or related field

Tools

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Job description

Chinabank Philippines is seeking a detail-oriented Credit Review Officer to strengthen credit quality and ensure compliance with regulations and internal policies.

In this role you will review loan portfolios, identify risks, prepare credit review reports, and present findings to management. The ideal candidate has a bachelor's degree in business, finance, or related field, at least 2 years in credit risk, and strong analytical and communication skills.