Credit Risk Review Specialist

Chinabank PH; Makati; On-site; PHP 600,000 - 900,000; Full time

Job summary

Chinabank Philippines is seeking a Credit Review Officer to evaluate loan portfolio quality and risk management practices. The role ensures compliance with credit policies, regulatory requirements, and risk standards, delivering timely reports to strengthen the bank's credit risk framework.

The ideal candidate has a business/finance background with at least 2 years in credit-related roles, strong analytical skills, and proficiency with MS Office tools.

Qualifications

• At least 2 years in credit-related functions within a financial institution.
• Strong analytical and problem-solving skills.
• Knowledge of financial analysis and financial spreadsheets.
• Proficient in Microsoft Word, Excel, and PowerPoint.

Responsibilities

• Conduct reviews of loan portfolios to assess credit quality and policy compliance.
• Identify credit risk exposures and recommend risk controls.
• Prepare credit review reports and present findings to management.
• Monitor and validate corrective actions from credit review findings.
• Evaluate adverse account classifications and reserve adequacy per regulatory requirements.
• Conduct credit risk-related training and guidance to lending personnel.
• Support the enhancement of the Bank's Credit Risk Program.

Skills

Analytical thinking

Problem solving

Financial analysis

Financial spreadsheets

Education

Bachelor's degree in Business/Finance or related field

Tools

Microsoft Word

Microsoft Excel

PowerPoint

Job description

Chinabank Philippines is seeking a Credit Review Officer to evaluate loan portfolio quality and risk management practices. The role ensures compliance with credit policies, regulatory requirements, and risk standards, delivering timely reports to strengthen the bank's credit risk framework.

The ideal candidate has a business/finance background with at least 2 years in credit-related roles, strong analytical skills, and proficiency with MS Office tools.